Senior Underwriter -Liability/Construction

We are seeking a talented individual to join our team at Marsh. This role will be based in any of our US locations or Remote. This also can be a hybrid role that has a requirement of working at least three days a week in the office. As a valued member of our team, you will play a key role in consulting with clients on insurance risk and providing tailored solutions. You will collaborate with colleagues across departments, analyze complex submissions, and help drive new business while maintaining strong relationships with existing clients. Our team is dedicated to delivering exceptional service and innovative risk management strategies. We will count on you to:

• Consult with clients on insurance risk and offer solutions that best fit their needs and circumstances.
• Review and analyze major submissions independently, identifying new business opportunities and maintaining a book of existing business.
• Conduct quality assurance of insurance risk calculations from junior underwriting staff.
• Complete policy issuance, handle account transactions, negotiate and obtain mutual agreement from clients, and bind coverage.
• Identify and obtain additional information required for proper risk analysis, including cross-referencing with other departments.
• Decline quotes by identifying loss predictions and forwarding recommendations.
• Review and analyze new submissions for context and requirements, ensuring adherence to state laws and regulations for ratings and quotations.
• Establish and maintain business relationships with carriers and brokers to negotiate terms and conditions and expand business with client accounts.

What you need to have:

• Strong analytical and problem-solving skills with the ability to review complex insurance submissions.
• Excellent communication and negotiation abilities.
• Experience in policy issuance, account management, and risk analysis.
• Knowledge of state laws and regulations related to insurance ratings and quotations.
• 5 years of desk underwriting experience.

What makes you stand out:

• Proven ability to identify and generate new business opportunities.
• Experience conducting quality assurance for underwriting or risk calculations.
• Strong relationship-building skills with carriers, brokers, and clients.

Why join our team: We help you be your best through professional development opportunities, interesting work and supportive leaders. We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have impact for colleagues, clients and communities. Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being.

Marsh, a business of Marsh McLennan (NYSE: MMC), is the world’s top insurance broker and risk advisor. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit marsh.com, or follow on LinkedIn and X.

Marsh McLennan is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@mmc.com.

Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one “anchor day” per week on which their full team will be together in person.

The applicable base salary range for this role is $85,200 to $181,500.

The base pay offered will be determined on factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives.

We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs.