What are the responsibilities and job description for the Founding Head of Underwriting Intelligence position at Lifecor?
Founding Head of Underwriting Intelligence
Lifecor — Life Insurance Company in Formation
Full-Time | Founding Team | Remote
About the Role
Lifecor is looking for an exceptionally intelligent, creative, and quantitatively driven person to spearhead the development of our underwriting engine.
This is not a traditional underwriting-management role. You will not inherit an established department or simply follow existing underwriting manuals. You will help design the system that determines how Lifecor evaluates applicants, measures mortality risk, requests evidence, and makes coverage and pricing decisions.
You will work at the intersection of underwriting, actuarial science, mortality modeling, data science, product, and technology.
You will not be handed a finished system to manage. You will be expected to help invent it.
What You Will Own
You will help lead the strategy, design, development, and ongoing performance of Lifecor’s underwriting engine, including:
Building applicant scoring, segmentation, and risk-classification frameworks
Determining which health, medical, financial, behavioral, and third-party data signals matter
Designing dynamic underwriting journeys based on individual applicant risk
Developing decision logic for approval, modification, referral, postponement, and decline
Connecting underwriting assessments to eligibility, pricing, and product design
Working with engineers to translate models and rules into a production system
Monitoring adverse selection, misrepresentation, model drift, and portfolio performance
Creating explainable and defensible frameworks for reinsurers, regulators, and internal governance
This person will carry meaningful responsibility for one of the most important systems within Lifecor.
Who We Are Looking For
We are looking for a serious problem-solver who can think beyond conventional insurance processes.
The right candidate is highly analytical, intellectually curious, creative, and capable of solving difficult problems without being given a predetermined answer.
Your background may include:
Life insurance or reinsurance
Actuarial science or mortality research
Predictive underwriting
Data science or machine learning
Biostatistics or survival analysis
Healthcare analytics
Credit or financial risk modeling
Quantitative research
Relevant experience may include mortality modeling, predictive scoring, risk segmentation, survival analysis, model validation, machine learning, Python, R, SQL, or translating quantitative models into production decision systems.
ASA, FSA, advanced actuarial progress, or a quantitative graduate degree may be valuable, but credentials alone will not determine fit. We care about how you think, what you have built, and whether you can turn complex ideas into a functioning underwriting system.
Why Lifecor
Underwriting will be one of Lifecor’s defining competitive advantages.
We are building a system intended to make life insurance underwriting faster, more individualized, more intelligent, and easier for consumers—while remaining accurate, explainable, and compliant.
How to Apply
Submit your résumé or LinkedIn profile through the job posting.
To strengthen your application, email business@lifecor.us with any additional information explaining:
Why you should be selected
What ideas or strategies you would bring
How your approach would differ from traditional underwriting
What you would focus on first
We are not looking for a generic cover letter. We want to understand how you think and what would separate your approach.