What are the responsibilities and job description for the Mortgage Loan Originator position at LIBERTY FEDERAL CREDIT UNION?
Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team in the Northern Kentucky/Cincinnati, OH area. If interested, please proceed by clicking Apply.
Duties and Responsibilities include but are not limited to the following:
- Sales of residential mortgage loans to prospective borrowers
- Diligently pursue leads provided.
- Contact prospective borrower leads via telephone, email, or face-to-face.
- Schedule and attend appointments with prospective borrowers to make sales of residential mortgage loans.
- Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
- Prepare a residential mortgage loan proposal and present it for approval/acceptance by the borrower.
- Make sales routinely through face-to-face contact with borrowers, ensuring clear understanding of options and allowing informed decisions to best suit borrower’s needs.
- Maintain knowledge of available loan products, processing procedures and underwriting guidelines
- Prospect and network, building relationships while developing referral source base.
Qualifications:
- Bachelor’s degree preferred.
- 2-3 years of mortgage origination experience is preferred.
- Excellent communications skills to talk to clients about loan particulars and their personal financial details.
- Excellent mathematical and statistical analysis ability.
- A sound knowledge of the terms and conditions of different kinds of loans.
- Strong logical thinking.
- Ability to keep updated on new loan reforms and laws.
- Ability to obtain federal registration and pass applicable pre-employment screenings.
Reporting Relationships:
This position reports to the Mortgage Sales Manager and has no direct reports.
Liberty Federal Credit Union is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.