Loan Servicing Operations Leader

LendKey is a pioneer in digital network lending, empowering more than 400 credit unions and community banks nationwide. With over $8 billion in originated loans and $3.4 billion in serviced assets, we provide an integrated platform combining technology, operations, compliance, and capital markets access to help financial institutions compete in the digital age.

The Loan Servicing Department plays a critical role in supporting borrowers throughout the loan lifecycle by providing timely, accurate information and delivering consistent, high-quality service. The Loan Servicing Operations Leader is responsible for the execution, performance, and scaling of loan servicing and collections operations across the organization.

Reporting to executive leadership, this role translates the company strategy into operational outcomes. The Loan Servicing Operations Leader is accountable for results and delivery, owning day-to-day servicing performance, multi-asset execution, and team leadership, while partnering closely with Risk, Compliance, Product, Technology, and Client teams.

The position plays a critical role in:

• Executing and operationalizing the loan servicing and collections strategy set by executive leadership
• Scaling servicing operations to support portfolio growth and new products
• Ensuring consistent servicing execution across multiple loan asset classes
• Driving performance, compliance, and borrower experience through disciplined operations

What You'll Be Doing:

• Own end-to-end execution of loan servicing operations, including customer support, payment processing, servicing workflows, and collections
• Execute and continuously refine collections strategies across early, mid, and late-stage delinquency in partnership with Risk and Compliance
• Establish, monitor, and manage servicing KPIs, SLAs, operational metrics, and portfolio trends; drive corrective action where performance gaps exist
• Translate high-level servicing and risk strategy into clear operating plans, workflows, and accountability
• Identify operational risks, control gaps, and process inefficiencies; implement mitigation and improvement plans
• Partner with Product and Technology teams on servicing impacts related to new products, platform enhancements, and configuration changes
• Ensure servicing and collections practices meet regulatory, investor, and contractual requirements
• Lead, coach, and develop supervisors, team leads and individual contributors; build a strong performance-driven culture
• Escalate material servicing, operational, or compliance issues to executive leadership with clear recommendations
• Support cross-functional initiatives and special projects as assigned

What We're Looking For:

• Bachelor’s degree in Business, Finance, Operations Management, or a related field
• 8 years of experience in loan servicing, collections, or financial services operations
• Demonstrated experience leading teams in a fintech, bank, or specialty lending environment
• Hands-on experience supporting Private Student Loans, Student Loan Refinancing, and Home Improvement Loans
• Strong background in collections execution, loss mitigation, or servicing performance management
• Proven success in coaching leaders and delivering results through well-executed operational processes
• Comfortable operating with executive guidance while owning day-to-day decision-making and delivery
• Strong analytical, communication, and problem-solving skills
• Able to perform effectively in a fast-paced, evolving environment

Culture and Mindset:

A genuine passion for delivering exceptional customer experiences and supporting team success

Strong alignment with LendKey’s core values:

• Truthful – acting with honesty and integrity
• Helpful – supporting teammates, clients, and customers
• Present – engaged, accountable, and committed
• Driven – motivated to make a meaningful impact
• Diligent – thoughtful, detail-oriented, and reliable in execution

Why Join LendKey?

• Welcoming Environment: Work from our modern Blue Ash office, just steps from Summit Park, with the ability to work remotely
• Growth & Opportunity: Be part of a company that values professional development and encourages new ideas
• Community Impact: Join a team that supports local communities and social responsibility
• Creative & Transparent Culture: An open, collaborative environment that values innovation and honest communication
• Comprehensive Benefits: Medical, dental, vision, and additional wellness coverage for your overall well-being
• Unlimited PTO: Flexible time off to support work-life balance
• Stock Options: Opportunity to share in the company’s growth and success

What We Do

LendKey offers a comprehensive digital platform for private student loans, student loan refinancing, and home improvement loans, allowing community-based financial institutions to expand their portfolios and serve more borrowers without increasing infrastructure. Through our ALIRO platform, lenders can efficiently participate in, buy, and sell loans, streamlining portfolio diversification and capital deployment.

For financial institutions, LendKey provides turnkey solutions that include:

• End-to-end loan origination and servicing expertise
• Seamless access to a national network of lending partners
• Advanced risk mitigation and compliance support
• Opportunities to efficiently deploy capital and diversify portfolios

For borrowers, LendKey delivers:

• Access to affordable, competitive student loan products from trusted local lenders
• A simple, transparent digital application and servicing experience
• The benefits of community-focused lending with the convenience of modern technology

LendKey’s network lending model empowers both lenders and borrowers, bridging the gap between local values and national reach.

LendKey is an equal opportunity employer and values diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other basis prohibited by applicable state or federal law. LendKey offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process due to a disability, please let us know at HR@lendkey.com. Visit Lendkey.com for more information.

The full-time base salary range for this role in the United States is between $80,000- $100,000 bonus equity benefits. Please note that the base salary range is a guideline, and individual total compensation will vary based on factors such as market job location, job-related knowledge, skills, and experience as evaluated throughout the interview process. Your recruiter can share more about the specific pay range for your location during the hiring process.