What are the responsibilities and job description for the L&H Licensed Benefits Administrator position at Legacy Risk Solutions?
Description
Position Summary
Legacy Risk Solutions is an independent insurance agency seeking an internal Employee Benefits Administrator. This position is responsible for the day-to-day operations and administration of internal employee benefit programs, including health, dental, vision, life insurance, disability, retirement plans, leave programs, and other company-sponsored benefits. This role ensures compliance with federal and state regulations, provides high-quality employee support, and partners with HR leadership and vendors to deliver a seamless benefits experience.
Key Responsibilities
Benefits Administration
Education & Experience
Position Summary
Legacy Risk Solutions is an independent insurance agency seeking an internal Employee Benefits Administrator. This position is responsible for the day-to-day operations and administration of internal employee benefit programs, including health, dental, vision, life insurance, disability, retirement plans, leave programs, and other company-sponsored benefits. This role ensures compliance with federal and state regulations, provides high-quality employee support, and partners with HR leadership and vendors to deliver a seamless benefits experience.
Key Responsibilities
Benefits Administration
- Manage the plan marketing process by working with carriers and underwriters to develop innovative and competitive benefit solutions
- Administer all employee benefit programs, including enrollment, changes, terminations, and carrier updates.
- Manage annual open enrollment activities, including system setup, employee communication, and coordination with vendors.
- Process employee benefit elections and maintain accurate records in HRIS and carrier systems.
- Serve as the primary point of contact for employee benefit questions and issue resolution.
- Provide guidance to employees on eligibility, coverage, claims, and plan features.
- Educate employees on benefit offerings through presentations, orientation sessions, and one-on-one support.
- Ensure benefit programs comply with ERISA, COBRA, HIPAA, ACA, FMLA, and other relevant laws.
- Prepare and maintain required documents such as plan summaries, notices, and filings.
- Assist with audits, ACA reporting, and data accuracy reviews.
- Partner with benefit brokers, carriers, and third-party administrators to ensure high-quality service delivery.
- Monitor and reconcile monthly invoices, resolving discrepancies as needed.
- Assist in evaluating benefit plans and recommend enhancements based on benchmarking and employee feedback.
- Maintain and audit benefit data in HRIS and vendor platforms.
- Generate benefit reports and analytics to support decision-making.
- Support payroll with benefit deduction accuracy and file feeds.
Education & Experience
- Bachelor’s degree in Human Resources, Business Administration, or a related field (preferred).
- Current Life & Health Insurance License
- 5 years of experience in benefits administration.
- Experience with HRIS/benefits platforms strongly preferred, specifically Employee Navigator.
- Strong understanding of benefit regulations and compliance requirements.
- Excellent attention to detail and analytical skills.
- Strong interpersonal and communication abilities.
- Ability to maintain confidentiality and handle sensitive information.
- Proficiency in Microsoft Office Suite and HRIS systems, specifically Employee Navigator for benefits administration.