Personal Lines Account Executive

We are seeking a dedicated and detail-oriented Personal Lines Account Executive to join our personal lines team. In this role, you’ll serve as a trusted advisor for individuals and families, providing tailored insurance solutions that protect their homes, vehicles, valuables, and lifestyle. This is a salaried position with a leverage- based compensation structure, rewarding you for quality service, new business, and client retention.

As a core point of contact, you’ll be responsible for managing an assigned book of personal lines business, facilitating new business and delivering outstanding customer service, and ensuring policies are properly bound, maintained, and renewed. This is a position that highlights individuals who excel at building client relationships and thrive in a supportive, performance-driven environment

Key Responsibilities:

 Manage and grow an assigned book of personal lines clients, ensuring exceptional service and retention

 Cultivate new business opportunities by developing lead sources, building relationships with centers of influence (COIs), and participating in local networking efforts.

 Provide day-to-day client support, including claims, inspections, billing support, and coverage inquiries to include new business.

 Monitor renewals and proactively engage clients ahead of policy expiration to reinforce retention. Advise changes as necessary.

 Identify cross-sell and upsell opportunities and educate clients on additional coverage options

 Maintain complete and accurate records in the agency management system, ensuring compliance with documentation standards

 Collaborate with carriers and underwriters to secure optimal pricing and proper coverage for clients

 Maintain a deep understanding of carrier guidelines, underwriting criteria, and available personal lines products and carriers

 Meet individual sales, service, and retention goals as defined by management.

Qualifications:

 College degree or equivalent experience

 Active Property & Casualty Insurance License (required)

 Solid understanding of personal insurance products, including auto, homeowners, renters, umbrella, flood, etc.

 Experience in a leverage-based sales role, with a shown track record of success

 Excellent written and verbal communication abilities

 Comfortable working with agency management systems and standard office software (EPIC, Applied, Microsoft Office)

 A client-first mindset, strong problem-solving skills with strong organizational and time management skills

Preferred Qualifications:

 Experience handling high-net-worth personal lines clients.

 Familiarity with multi-state or specialty personal lines coverages.

Compensation & Benefits:

 Competitive base salary- $35,000-$50,000 Commission -Target $100K

 Leverage-based compensation plan tied to new business growth and retention

 Health insurance

 401(k) with employer match

 Generous paid time off, holidays, and personal days

 Ongoing training and continuing education support

 A collaborative, team-oriented workplace that values integrity and service excellence

Job Type: Full-time

Pay: $50,000.00 - $100,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible schedule
• Health insurance
• Paid time off
• Vision insurance

Supplemental Pay:

• Commission pay

Work Location: In person

Salary : $35,000 - $50,000