Banking and Loan Counsel

Join a growing, highly collaborative in-house legal team supporting multiple bank and trust platforms, where you'll play a central role in shaping lending, financing, and deposit strategies. This is a unique opportunity to become the banking and loan counsel on a close-knit team that operates like a boutique law firm within a bank-offering both ownership and hands-on mentorship from senior leadership.

Based in St. Louis and working directly alongside executive leadership (including credit and finance), you'll sit at the center of decision-making for key banking initiatives and transactions.

Responsibilities

You'll be deeply involved in the bank's core business-advising on and executing a wide range of lending, financing, and deposit matters. Your work will span:

• Specialized lending, including private banking, fund/venture lending, and complex credit arrangements
• Treasury management and deposit products, including ACH, wires, and cash management solutions-supporting one of the bank's fastest-growing areas
• Loan workouts, letters of credit, and risk management, helping navigate challenges across the credit lifecycle
• Contracting and vendor management, along with oversight of outside counsel when needed

• You'll also support due diligence, draft and negotiate key agreements, and partner directly with business teams to deliver practical, solutions-oriented legal advice.

Qualifications

• Experience: 3 years in banking, finance, or related legal practice (law firm or in-house)

• Strong experience in banking and finance law, particularly across lending, commercial finance, and real estate transactions
• A working knowledge of bank regulatory frameworks (CFPB, Federal Reserve, FDIC, OCC) and how they impact lending and deposit products
• Proven ability to structure, negotiate, and document loan and financing deals
• A business-minded approach-able to translate legal complexity into clear, actionable guidance
• Comfort working in a fast-paced environment with strong personalities and cross-functional teams

Key Details

• Make it your own: Broad scope across lending, deposits, and financing, with the flexibility to lean into your strengths
• Direct impact: Work side-by-side with senior leadership on high-value transactions, especially in commercial real estate and lending growth
• Growth platform: Join a bank actively expanding-particularly in venture deposits and lending-creating new challenges and opportunities
• Mentorship & development: Receive hands-on guidance and investment in your growth, with a focus on building long-term success
• Team culture: A supportive, "all hands on deck" legal group that values collaboration, cross-training, and a solutions-driven mindset