PCCD Specialist

Brief Description

THE TEAM:

At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our "People Before Profits" mentality shines through in every department. Kind Lending is growing and is looking for top mortgage professionals who value opportunity, lasting business partnerships, and who live out our KIND mindset. Kind Lending is determined to provide the best service in the industry while also providing homebuyers with a great selection of products to enhance their buying experience. Backed by our trusted leadership team, Kind Lending's friendly and professional model puts the “fun” in funding.

Position Summary

Candidates in this position will be responsible for the overall review of Final Settlement Statement (Final Alta’s) for the Post-Closing Department. Candidates will analyze, verify, and cross-reference fees to ensure any discrepancies be addressed promptly to the respected parties. Candidates will work with internal staffing to ensure all or any refund(s), tolerance cure(s), principal reduction(s) and CA Per Diem is calculated and are handled in a timely manner. Candidates will generate and e-send the borrower(s) the Post Consummation Closing Disclosure.

Responsibilities

• Ability to work daily with outside Escrow companies to receive the Final Settlement Statement (Final Alta) within 48-72 hours preferably.
• Review, analyze, and audit Final Settlement Statements (Final Alta) within 5 calendar days of the date we received the Final Settlement Statements (Final Alta)
• Review, analyze, and audit the Final Settlement Statement (Final Alta) and ensure all fees match and compare to our fees in our L.O.S. system (Blue Sage) and fees are in accordance with regulations
• Generate the Post Consummation Closing Disclosure and upload, Index in our L.O.S. system (Blue Sage)
• Work with internal staff/departments within the company and or Escrow to get issues corrected
• Occasional scanning of Mortgage documents
• Perform daily file management to ensure all aged loans are being attending to promptly
• Assist with other tasks as assigned by management
  
  

Qualifications

• Strong attention to detail
• Ability to follow written and verbal directives
• Strong organizational skills
• Ability to communicate information clearly and concisely both verbally and in writing with employees and investors
• Effective critical thinking, analyzing, and error proofing skills
• Manage and follow-up of personal pipeline to ensure files are processed in a proper and timely manner
• Ability to work independently, analyze data, take, and recommend appropriate action with minimal supervision
• Working knowledge of Microsoft Word, Excel, and ability to use Adobe Pro, PDFsam and AIQ
• Experience and working knowledge of Blue Sage our current L.O.S. system
• Strong understanding of various mortgage documents such as Final Settlement Statement (Final Alta), Loan Estimates, Closing Disclosures, DU/LPA, 1003’s/65’s, 1008’s/1077’s, and Appraisals
• Knowledge of regulatory and compliance requirements including underwriting and investor guidelines and or requirements
  
  

Pay Disclosure

The starting base pay range for this position is $24.00 per hour, non-exempt and eligible for overtime. The actual base is dependent on many factors such as: work experience, business needs, market demands, and other compensation components. The base pay range is subject to change and may be modified in the future.

Disclaimer Statement

This job description is not intended, nor should it be construed to be an exhaustive list of all responsibilities, duties, skills, or working conditions associated with a job. It is intended to be a general description of the principal requirements common to positions of this type.

Work Authorization

Must be able to verify identity and employment eligibility to work in the U.S. without a visa sponsorship.

Other Duties

This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned to meet the needs of the organization.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

Kind Lending is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression.

• For your security, Kind Lending will only contact you from email addresses ending in kindlending.com. Emails from any other domain should be treated as suspicious and may be phishing attempts.