Demo

Senior Backend Engineer - Core Product Innovation

kikoff
San Francisco, CA Full Time
POSTED ON 3/7/2026
AVAILABLE BEFORE 5/7/2026

Kikoff: A FinTech Unicorn Powering Financial Progress with AI
At Kikoff, our mission is to provide radically affordable financial tools to help consumers achieve financial security. We're a profitable, high growth FinTech unicorn serving millions of people, many of whom are building credit or navigating life paycheck to paycheck. With innovative technology and AI, we simplify credit building, reduce debt, and expand access to financial opportunities to those who need them the most. Founded in 2019, Kikoff is headquartered in San Francisco and backed by top-tier VC investors and NBA star Stephen Curry.

 

Why Kikoff:

This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.

We’re building something new — a bold fintech initiative designed to reshape how customers meet their financial goals. This is more than another feature: it’s a zero-to-one journey that could define the next chapter of our company’s impact.

As a Senior Backend Engineer, you’ll play a foundational role in designing, prototyping, and scaling the new initiative on top of our core product. You’ll own end-to-end decisions, working closely with product and data teams to translate abstract ideas into elegant, performant APIs and architectures that can truly move the needle for our users — and our business.

 

Base Range

$244,000 - $292,000 USD

Location: Hybrid, 3 days onsite in San Francisco, CA.

 

Equal Employment Opportunity Statement

Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

Please reference the following for more information.

Salary : $244,000

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