Credit Analyst

The salary range for this position is $70,000 to $75,000 annually and a 10% yearly Bonus opportunity under the Karcher Incentive Program.

The deadline to submit applications is initially set for Monday April 20, 2026. However, the application period is subject to potential extensions or closure at any time without prior notice, especially once a sufficient pool of qualified applicants has been obtained.

This Is How You WOW

• Credit Extension: Evaluate new credit applications by analyzing business credit reports, trade references, and bank data to determine appropriate credit limits and payment terms.
• Financial Statement Review: Conduct analyses of customer balance sheets, income statements, and cash flow statements for high-exposure accounts to assess liquidity, solvency, and overall financial health.
• Portfolio Risk Management: Perform systematic credit reviews for existing accounts, adjusting limits based on payment history, changing financial conditions, or updated risk profiles.
• Utilization of Modern Tools: Leverage credit reporting agencies (e.g., Dun & Bradstreet, Experian Business, CreditSafe, NACM) and internal ERP data to automate and refine the scoring process.
• Modern Credit Methodologies: Apply predictive modeling and risk-based strategies to streamline the order cycle and minimize Bad Debt Expense.
• Cross-Functional Collaboration: Partner with the Sales and Customer Success teams to find creative solutions for marginal accounts, ensuring a balance between risk mitigation and revenue optimization.
  
  

It would be WOW if you would bring this in:

• Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• Experience: 3 years of experience in B2B credit analysis or commercial lending.
• Technical Skills: Proficiency in MS Excel (VLOOKUPs, Pivot Tables) and experience with modern ERP systems (e.g., SAP, Oracle, NetSuite) or credit management software.
• Analytical: Strong ability to interpret complex financial data and translate it into actionable credit recommendations.
• Communication: Ability to explain credit decisions clearly to both internal stakeholders and external customers.
  
  

Our Kärcher WOW-package

• Medical, Dental, and Vision plan
• Paid Holidays (11 per year)
• Flexible PTO for exempt employees; generous PTO for non-exempt employees
• HAS, FSA and 401K matching plans
• Paid sick time, as well as short and long-term disability insurance
  
  

This job description is not intended to be an exhaustive list of all duties, responsibilities or qualifications associated with the job. These may be added, removed, changed or reassigned as needed to accommodate business requirements. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.



We are an Equal Opportunity / Affirmative Action employer – M/F/Disabled/Veteran

So: Wanna WOW with us?

Simply upload your resume online and leave your contact information. We look forward to getting to know you!

Together towards a clean world.

Benique Lucero | Talent Acquisition Manager

Benique.Lucero@karcher.com