What are the responsibilities and job description for the Payment Systems Architect / Lead Engineer position at Jobs via Dice?
Dice is the leading career destination for tech experts at every stage of their careers. Our client, Maven Companies, is seeking the following. Apply via Dice today!
We are looking for a seasoned Payment Systems Architect / Lead Engineer to define and lead the technical vision of our enterprise payments platform. This role will partner closely with Product to translate business requirements and payment journeys into a scalable, secure, and resilient architecture supporting omnichannel experiences across in-store POS, e-commerce, mobile, kiosk, and call center environments.
This is a hands-on leadership role with end-to-end ownership of architecture, engineering execution, and platform reliability.
Key Responsibilities
Architecture & Platform Design
We are looking for a seasoned Payment Systems Architect / Lead Engineer to define and lead the technical vision of our enterprise payments platform. This role will partner closely with Product to translate business requirements and payment journeys into a scalable, secure, and resilient architecture supporting omnichannel experiences across in-store POS, e-commerce, mobile, kiosk, and call center environments.
This is a hands-on leadership role with end-to-end ownership of architecture, engineering execution, and platform reliability.
Key Responsibilities
Architecture & Platform Design
- Own and evolve the enterprise payment architecture, including a robust payment abstraction/API layer decoupling business application from processors, gateways, and PSPs
- Design intelligent routing, failover strategies, and orchestration across a multi-vendor ecosystem (e.g., Stripe, Adyen, Braintree, Worldpay, Chase Paymentech)
- Architect unified payment flows across all channels ensuring consistency and scalability
- Define tokenization, encryption, and secure data handling strategies to minimize PCI scope
- Lead design of integrations across REST APIs, webhooks, ISO 8583, EMV, NFC, and 3DS2
- Lead development of a scalable payment platform using C# and .NET/.NET Core, leveraging native processor capabilities (auth, capture, settlement, refunds, chargebacks, reconciliation)
- Build and standardize internal APIs to orchestrate multiple payment providers through a unified interface
- Oversee integrations with processors, acquiring banks, card networks (Visa, Mastercard), and digital wallets (Apple Pay, Google Pay, Samsung Pay)
- Drive implementation of mPOS, in-app payments, hosted payment solutions, and Text-to-Pay capabilities
- Translate product requirements, user stories, and acceptance criteria into scalable technical designs and execution plans
- Lead, mentor, and scale a high-performing payments engineering team
- Establish engineering best practices across testing, CI/CD, observability, and incident management
- Partner with Product Owner on sprint planning, backlog refinement, and architectural decisions
- Serve as the primary technical SME for payments across engineering and business stakeholders
- Build observability frameworks to monitor authorization rates, declines, settlement cycles, and cost optimization
- Implement intelligent retry logic, decline recovery strategies, A/B testing, and dynamic routing
- Lead incident response and post-mortems, driving continuous platform improvements
- Ensure high availability, fault tolerance, and performance at scale
- Own technical implementation of PCI-DSS, PSD2, and related compliance standards
- Partner with Security and Compliance teams to maintain audit-ready systems and certifications
- Stay current with evolving payment technologies and regulatory requirements (real-time payments, BNPL, open banking)
- 10 years in software engineering, including 5 years in payment systems architecture
- Strong expertise in C# and .NET/.NET Core, with deep knowledge of distributed and event-driven systems
- Proven experience building payment abstraction/orchestration platforms in multi-processor environments
- Hands-on experience with payment integrations across gateways, processors, and acquirers
- Strong knowledge of payment standards: REST, ISO 8583, EMV, NFC, 3DS2, tokenization, and webhooks
- Experience with POS systems and card-present payment flows (EMV, contactless)
- Expertise in digital wallet integrations and tokenization frameworks
- Deep understanding of PCI-DSS and secure payment system design
- Experience with cloud platforms (Azure, AWS, or Google Cloud Platform) and messaging systems (Kafka, RabbitMQ, Service Bus)
- Strong SQL and data modeling experience
- Excellent communication and stakeholder management skills