Senior Financial Analyst

IFB’s Values of Exemplariness, Closeness, Decisiveness, and Soundness guide how we work and serve others. We lead with integrity, build trusted relationships, act with confidence and accountability, and make responsible decisions that support sustainable growth and long-term success.

This position supports the Finance/Accounting function by preparing and analyzing financial results, variance explanations, reconciliations, and accounting data used by management, auditors, and regulators. Helps ensure the accuracy, timeliness, and integrity of financial reporting; supports month-end close, budget/forecast analysis, audit and exam requests, and process improvement initiatives aligned with U.S. GAAP, internal controls, and the Bank’s strategic objectives.

Key Responsibilities

1. Analyze monthly financial results, balance sheet and income statement trends, and budget-to-actual variances; summarize key drivers and business impacts for management review.
2. Prepare and maintain recurring management, board, committee, and departmental financial reporting packages, dashboards, and analytical schedules.
3. Support month-end, quarter-end, and year-end close activities through general ledger analysis, account reconciliations, journal entry support, accrual review, and variance explanations.
4. Support regulatory, audit, tax advisor, and exam requests by gathering supporting documentation, reconciling balances, and documenting financial reporting support and control evidence.
5. Assist with annual budget and periodic forecast processes, including departmental assumptions, revenue and expense trend analysis, and preparation of supporting schedules.
6. Maintain and enhance financial models, account schedules, and reconciliations used for financial reporting, profitability analysis, and KPI tracking.
7. Evaluate data quality, reporting, and control issues; identify opportunities to improve accuracy, efficiency, automation, and consistency across Accounting and finance reporting workflows.
8. Collaborate with Treasury, Operations, Lending/Credit, Risk/Compliance, and other business units to validate financial data and ensure timely resolution of reconciling items and reporting questions.
9. Other duties: Perform other duties as assigned by leaders.

Requirements

Required Education: Graduated professional with specialization or postgraduate degree

Possible Degrees: Accounting, Finance, Economics or Business Administration

Other Education: Banking, financial reporting, regulatory reporting, or public accounting experience preferred.

Required Years of Experience in Position: 4-5 Years

Languages: English and Spanish (Preferred)

Technical Knowledge and Skills

1. Ability to analyze financial statements, general ledger activity, account reconciliations, variance trends, and banking performance metrics.
2. Working knowledge of U.S. GAAP, bank accounting, internal controls, and financial or regulatory reporting requirements.
3. Ability to prepare clear written analyses, explain financial results to management, and support audit, tax, examination, and regulatory inquiries.
4. Strong attention to detail, confidentiality, problem-solving, and collaboration across departments; ability to manage multiple deadlines.

Equal Employment Opportunity and Affirmative Action

IFB is an equal opportunity employer. It is the policy of IFB to provide Equal Employment opportunities to all qualified applicants and employees without regard to race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age,  disability,  genetic information,  marital status,  protected veteran status, or any other status protected under applicable federal state or local laws.

IFB complies fully with all applicable federal equal employment opportunity and affirmative action laws and regulations including those enforced by the equal employment opportunity commission (EEOC) and other federal and state agencies. The Bank takes affirmative action to ensure equal opportunity in all employment practices for minorities, women, protected veterans, and individuals with disabilities. 

Work Authorization and Sponsorship

Applicants must be currently authorized to work in the United States on a full time basis IFB does not provide visa sponsorship or take over sponsorship for employment based visas at this time, including but not limited to H-1B, H-2B, E-3, TN and, F-1 (OPT/STEM), or J-1 visas. Candidates requiring such sponsorship now or in the future will not be considered for employment.

Drug-Free Workplace Statement

To promote the safety and well-being of our employees and customers, IFB maintains a drug-free workplace.  All candidates selected for hire are required to successfully complete a pre-employment background check and drug screening in accordance with company policy and applicable law.