Senior Credit & Collections Analyst

Looking to build your career and design your future? You have come to the right place. Summary The Senior Credit & Collections Analyst plays a critical role in the financial and risk assessment of customer credit applications and ongoing customer relationships. This role communicates regularly with the business and customers to ensure accurate account statements and timely collections of amounts due to the Company. Additionally, the Senior Credit Analyst works with less experienced Credit Analysts to ensure positive performance for the Credit and Collections team. Essential Functions Credit Risk Assessment & Underwriting Conduct thorough credit underwriting for new and existing customers by evaluating credit information from banks, trade creditors, and credit reports to ensure appropriate credit limits. Analyze financial data and creditworthiness to support informed credit decisions. Collections & Account Management Maintain regular contact with customers to ensure accounts receivable remains current. Address any past-due amounts promptly, working with customers to achieve quick resolution. Process, follow up, and resolve inbound collection and customer service telephone inquiries in a timely manner. Maintain comprehensive tracking and documentation of all customer interactions. Delinquency Resolution & Escalation Act decisively by making timely recommendations to the Manager of Credit & Collections. Propose efficient and effective corrective actions to resolve delinquency, bring accounts up to date, or take necessary steps to ensure satisfactory resolution. Lien Rights & Compliance Monitor lien rights and provide necessary reporting to the business regarding past-due amounts with expiring lien rights. Process lien releases as needed to maintain compliance. Collaboration & Relationship Management Work in a team-oriented environment that requires communicating positively and professionally with fellow employees, customers, and vendors. Establish and maintain positive working relationships. Support and mentor less experienced Credit Analysts to drive team performance. Education & Experience Required 5 years of experience as a Credit Analyst or in a similar financial analysis role. Strong knowledge of financial analysis techniques, credit risk assessment, and credit underwriting principles. Preferred Bachelor’s degree in Finance, Accounting, Economics, or a related field. Skills & Competencies Financial & Analytical Expertise Familiarity with credit bureau reports and credit scoring models. Proficiency in using financial analysis software and tools. Excellent analytical skills with a keen attention to detail. Communication & Relationship Management Strong written and verbal communication skills, with the ability to present complex financial information in a clear and concise manner. Ability to work independently and collaborate effectively with cross-functional teams. Compliance & Business Acumen Knowledge of relevant financial regulations and compliance requirements. Sound judgment and decision-making capabilities related to credit risk. If you like working with a growing close knit team and helping home owners design the home of their dreams, come build your career with us! All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, individual with disabilities, veteran status, gender identity or national origin. Recently it has come to our attention that there are recruitment scammers who falsely represent themselves as affiliated with Interior Logic Group, possibly in an attempt to extract information from potential job applicants. If you are contacted by anyone purporting to be a recruiter for ILG or directing you to a website, we encourage you to exercise caution and due diligence. The correct website for job postings for ILG is https://interiorlogicgroup.wd5.myworkdayjobs.com/CareersatILG. Please call us directly if you have any concerns: 800.959.8333. Powered by its award-winning technology platform, Interior Logic Group, Inc. is the largest national provider of interior design and finish solutions to the building industry. Our scalable solutions increase customer profitability, improve construction quality, and reduce cycle times—with our team deeply focused on providing an exceptional customer experience. We provide installation services and supply chain management for a diverse range of single family, multifamily, commercial, and repair and remodel customers. People choose to build their careers at ILG because of our passionate team, company culture, flexible work options, and growth opportunities. We invest in our workforce to help them achieve great things both personally and professionally, offering wide-reaching benefits from healthcare support to financial well-being. Check out some of our top benefits we have to offer: At our company, we believe in supporting your health, your goals, and your future. That’s why we offer a comprehensive benefits package designed with flexibility and well-being in mind: Medical, dental, and vision coverage, including multiple plan options to fit your needs, covering both physical and mental health 401(k) with company match, short- and long-term disability, life insurance, and access to a Flexible time off, 8 paid holidays, and additional leave benefits so you can recharge, rest, and focus on what matters most. Access to supplementary optional benefits, including a company-sponsored weight loss management program and pet insurance With over 200 locations throughout the United States, including 100 Design Studios, there are opportunities to learn, grow, and reach your full potential! For more information about Interior Logic Group, visit www.interiorlogicgroup.com. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, individual with disabilities, veteran status, gender identity or national origin. U.S. Department of Labor Information Know Your Rights Pay Transparency