Post Closing Review Specialist

Please note, this position will operate with the Loan Operations department, located at 301 West Maine, Suite 110 Enid, OK 73701.

Objective/Summary: The Post Closing Review Specialist is responsible for reviewing real estate, commercial, and consumer closed loan files to ensure accuracy and completeness and their compliance with regulations, Bank policy and procedures, and loan document perfection laws. Documents loan exceptions accordingly.

ESSENTIAL FUNCTIONS:

• Performs post-closing review for all new, renewed, assumed, and modified loans. This includes examining the promissory note, mortgage, security agreement, title policy, closing disclosures, and any other required loan documentation for accuracy, completeness, and compliance with regulations.
• Inputs loan documentation exceptions into the exception tracking system.
• Performs UCC searches.
• Images all documentation into the imaging software.
• Interacts in a professional, courteous manner with customers, co-workers, vendors, etc.
• Maintains strict confidentiality guidelines in accordance with Company policy.
• Demonstrates knowledge and expertise of general bank accounting procedures and support the Company’s overall mission, standards, policies and procedures, and confidentiality guidelines.
• Maintain personal grooming and company dress and appearance standards.
• Maintain company attendance standards.
• Other tasks as assigned.

EDUCATION, EXPERIENCE AND REQUIREMENTS:

• High school diploma, GED or equivalent; Bachelor’s Degree Preferred.
• One year or more with loan documentation.
• Satisfactory credit and criminal background check.

SKILLS AND PHYSICAL DEMANDS:

Skills:

• Hard Skills: Proficient in basic computer operations. Proficient in Microsoft Office Word and Excel. Able to type efficiently.
• Soft Skills: Good verbal and written communication skills, attention to detail, organization skills, can-do attitude, problem solving skills, decision-making skills sense of urgency, and strong work ethic.

Typical Physical Demands:

• Regularly required to talk and hear.
• Requires sitting for an extending period with some walking, with some bending, kneeling, stooping, crouching, crawling, and climbing.
• Occasional light lifting not over 25lbs.
• Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.

Nothing in this position description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not a contract and should not be construed as a guarantee of employment for any specific period of time.

Affirmative Action/EEO Policy Statement

InterBank is committed to maintaining an environment of equal opportunity. Accordingly, it is InterBank’s policy to provide equal opportunity for employment, advancement, and benefits to all qualified applicants and employees without regard to age, race, religion, sex, color, national origin, disability, citizenship status, uniform service membership/veteran status, or any other protected status as established by law.

Our commitment is to achieve and maintain excellence through full and equal opportunity, which is fundamental to the existence of InterBank. It is therefore the policy of InterBank not only to avoid direct discrimination but to go further. The company will act affirmatively to identify and eliminate barriers that may exclude or impede members of certain groups in their pursuit of excellence. Such affirmative action will address the treatment of persons who are already members of the company, as well as applicants for admission or employment.