Deposit Operations Generalist

Deposit Operations Generalist

At Liberty Bank and Trust, a mission-driven financial institution serving communities for more than 100 years, we are committed to expanding access to quality banking and financial services. As a Deposit Operations Generalist, you will play a vital role in supporting daily bank deposit operations, ensuring accurate transaction processing, maintaining regulatory compliance, and delivering responsive service to internal teams and customers. In this role, you will be cross-trained across multiple back-office banking functions, helping maintain operational efficiency, data accuracy, and risk controls that support our retail banking and commercial banking services. If you’re detail-oriented and interested in growing a career in banking operations, financial services, and deposit processing, Liberty Bank offers the opportunity to develop your skills while contributing to a trusted community bank.

Why you’ll love working at Liberty Bank and Trust:

As you might expect, we value every member of our team. That's why we offer competitive pay and an extensive benefits package, including:

• Comprehensive Medical, Dental, Vision, and Life Insurance
• Solid Work/Life Balance, including PTO and paid holidays
• Financial wellness, including an FSA, 401 (k), and match, Educational Reimbursement, and Life Insurance
• Family assistance, including Adoption Assistance and EAP/Health and Welfare Assistance
• Growth opportunities, including Training and Development and Leadership Development
• Substantial perks, including Online Marketplace* discounts on a variety of goods and services, ERG/ Ambassador Group, and Free and reduced-rate bank services 

At Liberty Bank and Trust, our culture is built on CLEAR values: Community, Leadership, Excellence, Accountability, and Resiliency, guiding how we serve customers and support each other every day. We are mission-driven, committed to equitable access to quality banking, and deeply rooted in community impact, where respect, inclusion, and empowerment are fundamental to our workplace. Team members enjoy a positive environment with competitive benefits, leadership development, and opportunities to grow while making a meaningful difference in the lives of customers and the communities we serve.

What you’ll do as a Deposit Operations Generalist

• Process deposit operations transactions, including ACH processing, wire transfers through FedLine, chargebacks, stop payments, and account adjustments, while ensuring accuracy and operational efficiency in a banking operations environment.
• Manage account exceptions and maintenance, including non-post items, automated clearing house (ACH) blocks, Federal Reserve exceptions, and research for demand deposit accounts (DDA), savings accounts, and certificates of deposit (CDs).
• Perform bank reconciliations and reporting, including balancing general ledger accounts, reviewing ATM deposit activity, monitoring cash orders, and preparing operational and regulatory reports.
• Support bank regulatory compliance and risk management, ensuring adherence to BSA/AML, Regulation CC, Regulation E, and internal bank policies while maintaining accurate documentation for internal and external audits.
• Collaborate with internal departments to resolve deposit account discrepancies, subpoenas, levies, and reclamations, while contributing to process improvements and cross-functional banking operations projects.

As a Deposit Operations Generalist, you should have

• High school diploma or equivalent required with 1–3 years of experience in deposit operations, banking operations, or financial services, including transaction processing and account maintenance. An associate’s degree in business, finance, or banking is preferred.
• Solid proficiency in Microsoft Office (Excel, Word, Outlook), banking systems, and data entry with the ability to perform deposit processing, account research, reconciliations, and operational reporting in a regulated financial services environment.
• Solid analytical, communication, and multitasking skills with the ability to adapt to new banking technologies, and maintain accuracy and productivity in a fast-paced bank operations or back-office banking role.

About Liberty Bank and Trust

We are America’s first billion-dollar Black-owned bank and have proudly served communities across 11 states for over 50 years. We are building a team of mission-driven individuals committed to empowering people, businesses, and communities to thrive. By providing access to financial tools and services, we help people achieve goals such as homeownership, business growth, and financial education. Whether it’s a community, a burgeoning business, or untapped talent, we believe in the possibility of financial freedom. To find out more about our financial solutions and our community impact, visit us at www.libertybank.net 

If you’re looking for a company where your ideas matter, your growth is supported, and your impact is acknowledged, Liberty Bank is the place for you.

We are an equal opportunity employer, and all qualified applicants will be considered for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.