What are the responsibilities and job description for the Principal Architect position at Infogain?
Role Overview
We are seeking a Principal Architect to partner closely with the FinTech organization—specifically the Lending team within a broader group that supports real-time payments, wallets, lending, and related financial capabilities. This person will quickly build deep technical context, evaluate the current platform, and drive a clear modernization and next-steps plan.
What You’ll Do
- Deeply understand the current codebase and implementation for the FinTech Lending domain (services, APIs, data models, integrations, and operational patterns).
- Build a comprehensive technical view of the system: architecture, dependencies, performance, security, reliability, and scalability.
- Identify gaps, risks, and improvement opportunities (design, data, cloud, observability, resiliency, cost, compliance).
- Produce a clear recommendation and execution plan: target architecture, phased roadmap, tradeoffs, and prioritized next steps.
- Collaborate with engineering, product, and platform stakeholders to align on strategy and guide implementation.
Required Skills & Experience
- Strong hands-on architecture experience with Java (backend/services), AWS, and PostgreSQL.
- Proven ability to ramp quickly on complex systems and document / communicate architecture clearly.
- Experience designing or leading cloud-native platforms (microservices, APIs, security, scalability, reliability).
- FinTech Lending domain knowledge (must-have) — understanding of lending lifecycle, credit decisioning, servicing, and compliance considerations.
Nice to Have
- Experience with event-driven systems (Kafka/SNS/SQS), distributed systems, and observability (metrics/logs/tracing).
- Familiarity with regulatory/security practices relevant to financial products (auditability, data protection, access controls).
Examples of FinTech Lending (what “domain knowledge” means)
A Principal Architect with lending domain experience typically understands systems such as:
- Loan origination: digital applications, document upload, e-sign, eligibility checks
- Underwriting / credit decisioning: credit bureau pulls, income verification, risk scoring, rules engines, approvals/declines
- Pricing & offers: APR, term, credit limits, risk-based pricing, offer generation
- Disbursement/funding: sending funds to bank accounts/cards/merchants; integration with payment rails
- Servicing: repayment schedules, statements, amortization, interest calculations, customer support workflows
- Collections: delinquency handling, reminders, hardship plans, recoveries, charge-offs
- Compliance & audit: disclosures, data retention, audit trails, identity verification (KYC), fraud checks
- Lending wallet/payments integration: using a wallet balance for repayments, real-time payment posting, ledger consistency