REAL ESTATE PROCESSOR

General Purpose 

The Real Estate Loan Processor is responsible for working an entire real estate loan cycle from origination through funding. During this period, the Processor will coordinate all applicable residential loan documentation to complete the loan transaction in accordance with ILWU Credit Union policies and procedures, government regulations and, if applicable, secondary market investor guidelines.

Essential Responsibilities & Duties

1. Assist members with real estate loan inquiries and applications.
2. Originate loans within current regulatory requirements.
3. Perform all duties necessary to complete the processing of real estate loan applications,
4. Prepare Real Estate loan documents and close/disburse loans and set up payments as needed.
5. Discuss real estate products with members looking to purchase, refinance or obtain a second mortgage (HELOC or fixed second)
6. Process export of Real Estate loans from loan origination system.
7. Assist members with title issues
8. Communicate to members and vendors.

Job Qualifications

1. Requires an equivalent of a high school level of language, math and reasoning skills, and four years real estate loan processing or underwriting experience in a financial institution.
2. Working knowledge of credit fundamentals, real estate products, policies, procedures, and all applicable laws and regulations.
3. Proficient in Windows, MS Word, Excel, Internet, and 10-key
4. Excellent member service skills
5. Excellent verbal and written communication skills.
6. Ability to protect and adhere to member privacy and confidentiality guidelines.
7. Good written communication skills.
8. Good math, reading, and comprehension abilities.
9. Proficient in Microsoft Outlook, Word, and Excel.
10. Self-motivated and self-directed.
11. Good organization and time management skills and the ability to handle multiple projects with minimal supervision.
12. Good analytical and problem-solving skills.  Ability to collect data, establish facts and draw valid conclusions.
13. Ability to maintain accuracy and promptly complete duties with a high degree of attention to detail while meeting demanding deadlines. 
14. Ability to take initiative and make decisions within established guidelines. 
15. The versatility and flexibility to successfully serve as a back up to other positions as required.
16. Ability to understand and follow written and oral instructions.
17. Working knowledge of English, spelling, and grammar.
18. Ability to maintain confidentiality regarding Credit Union records and data.
19. Mortgagebot Loan Origination System is a plus.

Work Environment

Most work is performed in an air-conditioned and heated office environment with exposure to basic office equipment and typical moderate office noise.

Physical Demands

The physical demands listed and charted here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

On-the-job time spent in the following physical activities.

Required weight be to be lifted or force to be exerted while performing job.

Special vision requirements while performing job.

Salary : $37