What are the responsibilities and job description for the Loan Operations Specialist position at Hickory Point Bank?
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If you are looking to launch or advance your career in the financial industry, don't miss this opportunity. At Hickory Point Bank & Trust, you'll work alongside innovative, creative individuals who are empowered to do what’s right for our clients. Join a team that values your potential, supports your development, and invests in your success.
Basic Functions
The Loan Operations Specialist ensures the timely and accurate processing of consumer and residential loan applications, including preparing compliant disclosures and collecting all required documentation. This role is responsible for gathering and verifying information necessary to move loan files efficiently from application through underwriting submission. The Loan Operations Specialist prepares complete and accurate loan packages for underwriting while ensuring all supporting documentation meets regulatory and Bank requirements.
The Loan Operations Specialist will perform a variety of loan servicing and operational tasks in a friendly, efficient, and accurate manner. This position supports customers by answering questions, providing solutions, and communicating effectively with customers, servicing companies, settlement agents, and bank staff both in person and over the phone. All duties are performed in compliance with applicable laws, regulations, and Bank policies and procedures.
Essential Duties
This job description is intended to convey information essential to understanding the scope of the position and the general nature and level of work performed. It is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the position.
Equal Opportunities Statement
Hickory Point Bank & Trust provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
Salary Disclaimer
The salary range provided represents the anticipated starting pay for this position. Individual compensation is based on various factors, including but not limited to, role requirements and responsibilities, related experience, education, qualifications, and internal equity.
Benefit Package
This position is eligible for a robust benefit package. Available benefits include Health Insurance, Dental Insurance, Vision Insurance, Group Term Life Insurance, Short Term Disability, Long Term Disability, Flexible Spending Account, Health Reimbursement Account, Paid Holidays, Paid Time Off, Volunteer Time, Bereavement Time, Employee Assistance Program, 401(k) Retirement Plan.
If you are looking to launch or advance your career in the financial industry, don't miss this opportunity. At Hickory Point Bank & Trust, you'll work alongside innovative, creative individuals who are empowered to do what’s right for our clients. Join a team that values your potential, supports your development, and invests in your success.
Basic Functions
The Loan Operations Specialist ensures the timely and accurate processing of consumer and residential loan applications, including preparing compliant disclosures and collecting all required documentation. This role is responsible for gathering and verifying information necessary to move loan files efficiently from application through underwriting submission. The Loan Operations Specialist prepares complete and accurate loan packages for underwriting while ensuring all supporting documentation meets regulatory and Bank requirements.
The Loan Operations Specialist will perform a variety of loan servicing and operational tasks in a friendly, efficient, and accurate manner. This position supports customers by answering questions, providing solutions, and communicating effectively with customers, servicing companies, settlement agents, and bank staff both in person and over the phone. All duties are performed in compliance with applicable laws, regulations, and Bank policies and procedures.
Essential Duties
- Process consumer and residential loan applications
- Prepare loan files for underwriting review
- Prepare compliant and timely loan disclosures
- Order and request required file documentation
- Follow up to ensure all preliminary documentation is received and complete
- Prepare loan packages for submission to underwriting
- Coordinate with originators and/or applicants to clear underwriting conditions
- Complete loan servicing and operational tasks, including documentation review, system updates, and file maintenance
- Handle customer inquiries and concerns in a professional and timely manner
- Provide back-up for other operational positions as directed by management
- Perform additional loan operations duties and activities as assigned by management
- Accommodation – Desire and motivation to help others
- Cautiousness – Ability to make thoughtful decisions and follow established procedures
- Idea Orientation – Ability to think creatively and generate solutions
- Thoroughness – Strong attention to detail and accuracy when handling documentation
- Urgency – Motivation to take prompt action to achieve timely results
- Ability to handle multiple tasks in a fast-paced environment
- Strong oral and written communication skills
- Strong computer skills, including Microsoft Windows-based application
- High school diploma or GED equivalent
- Mortgage loan operations experience, preferred
- Customer service experience, preferre
- Maintain confidentiality and a high degree of integrity
- Demonstrate accuracy and attention to detail
- Exhibit strong communication skills
- Working knowledge of Windows-based programs
- Portray a professional image of self and the Bank
- Willingness to accept and complete ongoing projects as needed
- Ability to stand, file, bend, kneel, perform extended keyboarding, use telephone systems, climb stairs and ladders, and sit for extended periods of time
This job description is intended to convey information essential to understanding the scope of the position and the general nature and level of work performed. It is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the position.
Equal Opportunities Statement
Hickory Point Bank & Trust provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
Salary Disclaimer
The salary range provided represents the anticipated starting pay for this position. Individual compensation is based on various factors, including but not limited to, role requirements and responsibilities, related experience, education, qualifications, and internal equity.
Benefit Package
This position is eligible for a robust benefit package. Available benefits include Health Insurance, Dental Insurance, Vision Insurance, Group Term Life Insurance, Short Term Disability, Long Term Disability, Flexible Spending Account, Health Reimbursement Account, Paid Holidays, Paid Time Off, Volunteer Time, Bereavement Time, Employee Assistance Program, 401(k) Retirement Plan.
Salary : $20 - $24