What are the responsibilities and job description for the Financial Analyst position at Heartland Credit Union?
Are you analytical, detail-oriented, and passionate about using financial data to drive business decisions? Heartland Credit Union is looking for a Financial Analyst to join our Finance team!
In this role, you'll play an important part in supporting the credit union's financial health and long-term success. Working closely with our Chief Financial Officer (CFO), you'll help manage financial planning systems, coordinate financial modeling activities, and provide valuable insights that support strategic decisions.
This is a great opportunity for someone who enjoys working with financial technology, analyzing complex information, and collaborating with others to make a meaningful impact.
What You'll Be Doing
- Manage Financial Systems: Serve as a key administrator for financial planning, budgeting, forecasting, asset-liability management (ALM), and current expected credit losses (CECL) systems.
- Support Financial Planning: Coordinate financial forecasts, model runs, reporting processes, and financial analysis to support the credit union's goals.
- Ensure Data Accuracy: Monitor financial data for completeness, accuracy, and consistency while maintaining strong internal controls and documented procedures.
- Collaborate with Vendors: Work with third-party service providers to coordinate system updates, enhancements, configurations, and technical support.
- Support Risk Management: Assist with financial modeling and reporting related to liquidity, capital adequacy, interest rate risk, and credit losses.
- Prepare Financial Reporting: Support the development of financial reports and presentations for executive leadership, ALCO, Board committees, and the Board of Directors.
- Maintain Compliance and Controls: Coordinate model validations, independent reviews, audits, and regulatory examination requests in partnership with the CFO.
- Contribute to Strategic Decisions: Assist with business case evaluations, financial impact assessments, strategic planning initiatives, and special projects.
What We're Looking For
Education & Experience
- Bachelor's degree in finance, accounting, economics, or a related field, or equivalent experience.
- Minimum of 3 years of experience working with or overseeing financial systems, financial analysis, or related financial processes.
- Experience in a credit union, bank, or other financial institution preferred.
- Familiarity with financial planning, budgeting, forecasting, ALM, or CECL processes preferred.
Knowledge, Skills & Abilities
- Strong analytical, problem-solving, and critical-thinking skills.
- Proficiency with Microsoft Excel and financial reporting or analytical software.
- Ability to interpret financial information and communicate findings clearly.
- Strong organizational skills with exceptional attention to detail.
- Ability to manage multiple priorities and meet established deadlines.
- Experience coordinating with software vendors or third-party service providers.
- Understanding of financial controls, data integrity, and documentation practices.
- Ability to work independently while collaborating effectively with leadership and other departments.
- Commitment to confidentiality, accuracy, and sound financial practices