What are the responsibilities and job description for the Real Estate Loan Consultant position at Heartland Credit Union (Kansas)?
Heartland Credit Union is growing and we are looking for a Real Estate Loan Consultant to work in our Wichita market. The successful candidate will be responsible for the origination of long-term real estate lending needs as well as lot, construction, and bridge loans.
ABOUT HEARTLAND
Heartland Credit Union has been providing exceptional member service for over 75 years! Our small friendly work environment allows our employees to know our customers we serve and fellow employees. As we continue to grow, we need great talent like you to be a part of our team and culture. HCU has many locations in Kansas including Wichita, Hutchinson, Newton, Haven, Hays, and Ness City. Learn more about Heartland Credit Union by going to www.hcu.coop.
WORK DETAILS
M-F 9 a.m. - 5 p.m. Some after hour events and Saturdays required.
Office located at 3777 N. Maize Rd, Wichita, KS
RESPONSIBILITIES FOR REAL ESTATE LOAN CONSULTANT
Looking for an experienced Real Estate Lending Consultant to help current and prospective members in the Wichita area find the right solutions for their real estate lending related needs.
Responsibilities include:
- Guides member through the borrowing process. Interviews, takes applications, and processes preliminary documentation on loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from members.
- Analyzes and evaluates loan requests and prepares written submission for consideration.
- Maintains communication with the member throughout the loan process to answer questions, handle requests and resolve problems.
- Performs follow-up work as necessary to achieve conditional approval within established time frames.
- Works with the real estate community to build trusted referral relationships, for the purpose of originating real estate loans.
- Informs members of HCU loan policies and services.
- Counsels members regarding money management and financial matters. Counsels members whose loan requests were denied, explaining reasons and alternatives.
- Maintains and projects HCU's professional reputation.
- Keeps members properly informed of HCU loan policies and services.
- Provides superior service to our members.
- Pro-actively supports and advances HCU's brand and culture.
- Performs all other duties as assigned.
REQUIREMENTS FOR REAL ESTATE LOAN CONSULTANT
- High school graduate or equivalent.
- One to two years of related mortgage/real estate lending experience required.
- Understanding of the foundation of determining credit worthiness.
- Familiarity with title reports, insurance, and appraisals.
- Real estate background helpful.
- Strong interviewing skills.
- Excellent communication and public relations abilities.
- Strong analytical and financial skills.
- Sedentary work; sitting most of the time.
- Exerts up to 10 lbs. of force occasionally.
OTHER REQUIREMENTS
- Valid driver's license.
- Requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. Will be subject to the required registration process, which includes fingerprinting and a criminal background screening. Fees are paid for by Heartland Credit Union.
- Pass criminal background check, drug screen, credit check and past employment and education verification.
EOE: race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veterans.
For immediate consideration:
To apply from our career site, go to Apply Now. If you are viewing from an outside posting board, go to www.hcu.coop, then find "Careers." You must create an account to apply and upload a resume. All inquiries are completely confidential.