What are the responsibilities and job description for the Credit Manager position at HDFC Bank?
Company Description
HDFC Bank is India's largest private sector bank, serving over 92 million customers with a comprehensive suite of financial products and services. With an extensive network of branches and ATMs across urban and rural areas, the bank ensures accessibility for millions. Founded in 1995, HDFC Bank has established itself as a leader in banking and financial solutions for individuals, MSMEs, and large corporations. Following its 2023 merger with HDFC Ltd, the bank has strengthened its capabilities in housing finance and related services. Committed to innovation, customer-centricity, and community impact through its CSR initiative, Parivartan, HDFC Bank continues to drive growth and positive change.
Role Description
This is a full-time, on-site position for a Credit Manager, located in Delhi, OH. The Credit Manager will be responsible for assessing and analyzing creditworthiness, managing credit risks, and developing credit policies and strategies. Day-to-day tasks include monitoring financial data, evaluating loan applications, recommending credit decisions, and ensuring compliance with regulatory requirements.
Qualifications
HDFC Bank is India's largest private sector bank, serving over 92 million customers with a comprehensive suite of financial products and services. With an extensive network of branches and ATMs across urban and rural areas, the bank ensures accessibility for millions. Founded in 1995, HDFC Bank has established itself as a leader in banking and financial solutions for individuals, MSMEs, and large corporations. Following its 2023 merger with HDFC Ltd, the bank has strengthened its capabilities in housing finance and related services. Committed to innovation, customer-centricity, and community impact through its CSR initiative, Parivartan, HDFC Bank continues to drive growth and positive change.
Role Description
This is a full-time, on-site position for a Credit Manager, located in Delhi, OH. The Credit Manager will be responsible for assessing and analyzing creditworthiness, managing credit risks, and developing credit policies and strategies. Day-to-day tasks include monitoring financial data, evaluating loan applications, recommending credit decisions, and ensuring compliance with regulatory requirements.
Qualifications
- Experience and skills in Credit Management and Credit Risk Management.
- Strong Analytical Skills to assess financial data and determine creditworthiness.
- Proficiency in Finance, budgeting, and evaluating loan-related financial metrics.
- Expertise in managing and analyzing credit portfolios.
- Excellent communication and decision-making abilities.
- Understanding of regulatory compliance and risk mitigation strategies.
- Bachelor's degree in Finance, Accounting, Business, or a related field. A master's degree or professional certification (e.g., CFA, CPA) is an advantage.
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