What are the responsibilities and job description for the Junior Mortgage Loan Processor position at HCLTech?
THIS IS A HYBRID ROLE IN HIGHLANDS RANCH, COSummary: As a Jr. Mortgage Loan Processor, for one of our client projects, you will be your bring your exceptional communication skills, sense of urgency, willingness to work closely with others, and serve as the primary point of contact for our client's customers as they navigate through the mortgage loan process. You will effectively manage a large pipeline of loans.Essential Functions/Duties:Helping Mortgage loan processorsCollection of Title InsuranceCollection of Home Owners InsuranceCollection of any outstanding loan documentsJr. Mortgage Loan Processor roles:Validate assets and liabilities listed on the loan application by gathering information from third party resources (examples include obtaining bank statements to verify deposit balances and matching liabilities listed against credit reports). Validate additional information provided by loan applicant on the application (including Verification of Employment, Verification of Deposits, flood certification, HMDA information, etc.)Provide all required information to underwriters – if additional information is needed, contact Loan Officer and/or customer to obtain needed informationObtain list from underwriters of conditions necessary to close loan and works with customer to obtain necessary information – submitting it to underwriter.Verifies that all files receiving “clear to close” approval contain Title Commitment, Proof of Homeowners Insurance, Insured Closing Letter, Wiring Instructions and Tax ReportsProtect Company’s reputation and image by maintaining Borrower confidence; deliver a high level of customer service and by keeping mortgage loan information confidential.Work as directed by Management.Education & Experience:High School Diploma or GED equivalent required, some college preferred, College degree desired.Intermediate to computer proficiency skills with MS Office, Excel and Mortgage Loan Applications/Software) LOS experience preferred.Six (6) to twelve (12) months of prior loan closing experience is preferredExcellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand.Ability to multi-task and operate in a high-volume, fast-paced environment.Knowledge of federal and state regulatory requirements a plus.Must be able to perform essential responsibilities with or without reasonable accommodation.Pay and Benefits Pay Range Minimum: $20 per hourPay Range Maximum: $23 per hourHCLTech is an equal opportunity employer, committed to providing equal employment opportunities to all applicants and employees regardless of race, religion, sex, color, age, national origin, pregnancy, sexual orientation, physical disability or genetic information, military or veteran status, or any other protected classification, in accordance with federal, state, and/or local law. Should any applicant have concerns about discrimination in the hiring process, they should provide a detailed report of those concerns to secure@hcltech.com for investigation.A candidate’s pay within the range will depend on their work location, skills, experience, education, and other factors permitted by law. This role may also be eligible for performance-based bonuses subject to company policies. In addition, this role is eligible for the following benefits subject to company policies: medical, dental, vision, pharmacy, life, accidental death & dismemberment, and disability insurance; employee assistance program; 401(k) retirement plan; 10 days of paid time off per year (some positions are eligible for need-based leave with no designated number of leave days per year); and 10 paid holidays per year.Job Type: Full-timeBenefits:401(k)401(k) matchingDental insuranceFlexible spending accountHealth insuranceHealth savings accountLife insurancePaid time offParental leaveVision insuranceWork Location: Hybrid remote in Highlands Ranch, CO 80129Company DescriptionHCL Technologies is a next-generation global technology company that helps enterprises reimagine their businesses for the digital age. Our technology products and services are built on four decades of innovation, with a world-renowned management philosophy, a strong culture of invention and risk-taking, and a relentless focus on customer relationships. HCL also takes pride in its many diversity, social responsibility, sustainability, and education initiatives. Through its worldwide network of R&D facilities and co-innovation labs, global delivery capabilities, and over 150,000 ‘Ideapreneurs’ across 49 countries, HCL delivers holistic services across industry verticals to leading enterprises, including 250 of the Fortune 500 and 650 of the Global 2000.Enterprises across industries stand at an inflection point today. In order to thrive in the digital age, technologies such as analytics, cloud, IoT, and automation occupy center stage. In order to offer enterprises the maximum benefit of these technologies to
Salary : $19 - $21