Consumer Loan Processor (Auto Loans)

• Shift: Monday - Friday 8am - 5pm CST
• Must be able to work onsite in Irving, TX

Overview
We are seeking a detail-oriented and motivated Loan Processor to join our dynamic team. The ideal candidate will play a crucial role in the loan origination process by ensuring that all necessary documentation is collected, reviewed, and processed efficiently. This position requires strong analytical skills and a thorough understanding of financial services, underwriting, and mortgage servicing. If you are passionate about helping clients navigate their loan options and possess the necessary qualifications, we encourage you to apply.

Responsibilities

• Review and verify loan applications for accuracy and completeness.
• Gather necessary documentation from borrowers, including income verification, credit reports, and asset statements.
• Process loans in accordance with FNMA guidelines and TILA regulations.
• Collaborate with loan officers to ensure timely communication with clients throughout the loan process.
• Prepare loan files for underwriting, ensuring all required information is included.
• Manage escrow accounts and coordinate with third-party vendors as needed.
• Maintain accurate records of all transactions and communications related to the loan processing.
• Address any issues or discrepancies that arise during the processing phase promptly.

Qualifications

• Proven experience in loan processing or a related field within financial services.
• Familiarity with underwriting processes and mortgage servicing is preferred.
• Strong knowledge of FNMA guidelines and TILA regulations.
• Excellent mathematical skills for accurate data analysis and calculations.
• Ability to work independently while managing multiple tasks effectively.
• Strong attention to detail with exceptional organizational skills.
• Excellent communication skills to interact professionally with clients and team members.
• Previous experience as a loan officer is a plus but not required.

If you are ready to contribute your expertise in a fast-paced environment while helping clients achieve their financial goals, we look forward to receiving your application.

Pay Range Maximum: $55,000 per year ($26.44 per hour)

HCL is an equal opportunity employer, committed to providing equal employment opportunities to all applicants and employees regardless of race, religion, sex, color, age, national origin, pregnancy, sexual orientation, physical disability or genetic information, military or veteran status, or any other protected classification, in accordance with federal, state, and/or local law. Should any applicant have concerns about discrimination in the hiring process, they should provide a detailed report of those concerns to secure@hcltech.com for investigation.

A candidate’s pay within the range will depend on their skills, experience, education, and other factors permitted by law. This role may also be eligible for performance-based bonuses subject to company policies. In addition, this role is eligible for the following benefits subject to company policies: medical, dental, vision, pharmacy, life, accidental death & dismemberment, and disability insurance; employee assistance program; 401(k) retirement plan; 10 days of paid time off per year (some positions are eligible for need-based leave with no designated number of leave days per year); and 10 paid holidays per year.

Job Type: Full-time

Pay: $54,000.00 - $55,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Retirement plan
• Tuition reimbursement
• Vision insurance

Education:

• High school or equivalent (Required)

Experience:

• Loan processing: 3 years (Required)
• TILA: 3 years (Required)
• FNMA: 3 years (Required)
• Loan officer: 3 years (Preferred)

Work Location: In person

Salary : $54,000 - $55,000