What are the responsibilities and job description for the Mortgage Loan Processor position at HCL Technologies?
HCLTech is hiring! We are a global outsourcing company with over 250,000 employees in 53 countries. We offer a competitive base salary with uncapped incentives, industry-leading benefits at very low cost to our employees- including comprehensive medical plans, dental, vision, 401K with employer matching, paid vacation, and much, much more
Mortgage Loan Processor
Location- Hybrid Westlake Village, CA
As a Mortgage Loan Processor, for one of our client projects, you will be your bring your exceptional communication skills, sense of urgency, willingness to work closely with others, and serve as the primary point of contact for our client's customers as they navigate through the mortgage loan process. You will effectively manage a large pipeline of loans.
Essential Functions/Duties:
- Validate assets and liabilities listed on the loan application by gathering information from third party resources (examples include obtaining bank statements to verify deposit balances and matching liabilities listed against credit reports). Validate additional information provided by loan applicant on the application (including Verification of Employment, Verification of Deposits, flood certification, HMDA information, etc.)
- Provide all required information to underwriters – if additional information is needed, contact Loan Officer and/or customer to obtain needed information
- Obtain list from underwriters of conditions necessary to close loan and works with customer to obtain necessary information – submitting it to underwriter.
- Verifies that all files receiving “clear to close” approval contain Title Commitment, Proof of Homeowners Insurance, Insured Closing Letter, Wiring Instructions and Tax Reports
- Protect Company’s reputation and image by maintaining Borrower confidence; deliver a high level of customer service and by keeping mortgage loan information confidential.
- Work as directed by Management.
Preferred Education & Experience:
- High School Diploma or GED equivalent required, some college preferred; College degree desired.
- Intermediate to computer proficiency skills with MS Office, Excel and Mortgage Loan Applications/Software) Encompass 360 desired.
- A minimum of 3 years of prior loan processing experience is preferred
- Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand.
- Ability to multi-task and operate in a high-volume, fast-paced environment.
- Knowledge of federal and state regulatory requirements a plus.
- Must be able to perform essential responsibilities with or without reasonable accommodation.
Experience:
- Mortgage Processing: 3 year (Preferred)
- Microsoft Office: 3 year (Preferred)
- Customer Service: 3 year (Preferred)
Education:
- High school or equivalent (Required)
Pay and Benefits Pay Range Minimum: per year $47840.00
Pay Range Maximum: per year $52,000.00
HCLTech is an equal opportunity employer, committed to providing equal employment opportunities to all applicants and employees regardless of race, religion, sex, color, age, national origin, pregnancy, sexual orientation, physical disability or genetic information, military or veteran status, or any other protected classification, in accordance with federal, state, and/or local law. Should any applicant have concerns about discrimination in the hiring process, they should provide a detailed report of those concerns to secure@hcltech.com for investigation.
A candidate’s pay within the range will depend on their work location, skills, experience, education, and other factors permitted by law. This role may also be eligible for performance-based bonuses subject to company policies. In addition, this role is eligible for the following benefits subject to company policies: medical, dental, vision, pharmacy, life, accidental death & dismemberment, and disability insurance; employee assistance program; 401(k) retirement plan; 10 days of paid time off per year (some positions are eligible for need-based leave with no designated number of leave days per year); and 10 paid holidays per year.
Job Type: Full-time
Pay: $47,840.00 - $52,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee discount
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Parental leave
- Vision insurance
Experience:
- mortgage processing: 3 years (Required)
Work Location: Hybrid remote in Thousand Oaks, CA 91362
Salary : $47,840 - $52,000