What are the responsibilities and job description for the Loan Processor position at Harvest Bank?
Overview
Join our team at Harvest Bank, a thriving 3rd generation, family owned – and locally owned – community bank. Now in our 122nd year, our success has always been built first around hiring, retaining and training great employees. Why join our team? Paid health insurance, competitive PTO plus federal holidays – and room for advancement! You’re more than just a number with us - come see what working for a small, community-focused institution can mean for your career!
The Loan Processor is responsible for supporting the lending team by efficiently preparing, reviewing, and processing consumer, commercial, and/or mortgage loan files. This role ensures documentation accuracy, regulatory compliance, and timely movement of loans from application through closing. The Loan Processor works closely with loan officers, underwriters, customers, and third-party vendors to deliver a smooth lending experience consistent with the bank’s service standards.
40 hours per week are preferred and the candidate must be able to work occasional Saturday mornings. Competitive hourly rate ranging from $23-$29 per hour depending on experience.
Key Responsibilities
Loan Processing & Documentation
- Collect, review, and validate borrower information and supporting documentation (applications, financial statements, credit reports, income verification, appraisals, title work, etc.).
- Prepare complete, accurate loan files for underwriting and approval.
- Ensure all required disclosures are prepared and delivered within regulatory timeframes.
- Order and track third-party services such as appraisals, flood determinations, lien searches, and verifications.
Compliance & Quality Control
- Verify compliance with federal and state lending regulations (e.g., ECOA, TILA, RESPA, HMDA, BSA/AML).
- Maintain data integrity and proper documentation in loan processing systems.
- Identify and resolve documentation deficiencies before closing.
- Follow bank policies, loan procedures, and risk management guidelines.
Customer & Internal Support
- Serve as a point of contact for borrowers regarding loan status and documentation needs.
- Provide timely updates to loan officers, underwriters, and management.
- Coordinate with closing staff to ensure smooth scheduling and funding.
- Deliver exceptional customer service aligned with the community bank’s mission and values.
Operational Duties
- Maintain organized digital and physical loan files for audits and exams.
- Enter, update, and monitor loan data in the bank’s core and loan origination systems.
- Assist with post-closing reviews and file corrections when needed.
- Support special projects and cross-training within lending operations.
Qualifications
Education & Experience
- High school diploma or equivalent required; associate or bachelor’s degree preferred.
- 1–3 years of loan processing or lending support experience preferred.
Knowledge, Skills & Abilities
- Understanding of lending documentation and regulatory requirements preferred.
- Excellent attention to detail and organizational skills.
- Ability to manage multiple priorities and meet deadlines.
- Strong communication and customer service orientation.
- Proficient with Microsoft Office and general office technology.
- Ability to maintain confidentiality and work independently in a team-focused environment.
Working Conditions
- Standard office environment with routine computer use.
- Occasional overtime may be required during peak loan activity periods.
Send your resume and cover letter to employment@harvestbank.com or drop off at our Atwater location. Learn more about Harvest Bank on our website at www.harvestbank.com.
Harvest Bank is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual preference or orientation, gender identity, national origin, disability, veteran status and all other protected statuses.
Job Type: Full-time
Pay: $23.00 - $29.00 per hour
Benefits:
- 401(k)
- 401(k) matching
- Flexible schedule
- Health insurance
- Health savings account
- Paid time off
Experience:
- loan processing: 2 years (Required)
Work Location: In person
Salary : $23 - $29