What are the responsibilities and job description for the Loan Processor position at Harvest Bank?
Job Summary
The Loan Processor is responsible for managing the documentation, verification, and processing of all loan applications from initial submission through final approval and closing. This role will work closely with Lender from application to closing with providing exceptional customer service to borrowers, realtors, and internal partners.
As part of a community bank, the Loan Processor plays an important role in supporting local borrowers and helping the bank maintain its reputation for personal, relationship-driven service.
Duties
- Review and process consumer, mortgage applications for completeness and accuracy.
- Assist Lender in collecting all required loan documentation (income, assets, credit, collateral, title, etc.).
- Communicate with borrowers, loan officers, underwriters, and closing agents to obtain and clarify information as needed.
- Submit complete and compliant loan files to underwriting in a timely manner.
- Ensure all disclosures and compliance requirements (TRID, RESPA, HMDA, ECOA, etc.) are met throughout the loan process.
- Monitor loan pipeline and follow up to ensure smooth and efficient progress toward closing.
- Coordinate closing documentation and scheduling with closing department or title company.
- Maintain detailed and organized electronic loan files according to bank and regulatory standards.
- Deliver exceptional customer service through clear communication, professionalism, and attention to detail.
- Identify process improvements and work collaboratively with team members to enhance efficiency and service quality.
Requirements
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
- Education: High school diploma or equivalent required; associate or bachelor's degree in business, finance, or related field preferred.
- Experience: Minimum of 2 years of experience in mortgage processing, loan support, or related banking role.
- Knowledge: Strong understanding of consumer mortgage products, underwriting guidelines, and regulatory requirements.
- Skills:
- Excellent attention to detail and organizational skills.
- Strong verbal and written communication abilities.
- Proficiency in loan origination systems (LOS) and Microsoft Office Suite.
- Ability to manage multiple files and meet deadlines in a fast-paced environment.
- Commitment to confidentiality and data integrity.
Core Competencies
- Customer Focus
- Accuracy and Attention to Detail
- Teamwork and Collaboration
- Integrity and Accountability
- Problem-Solving
- Time Management
Working Conditions
- Standard office environment; may require extended hours during peak lending periods.
- Occasional local travel for training or community events.
About Us
Harvest Bank offers a unique and rewarding environment for employees seeking more than just a job—we offer a sense of belonging and purpose within the local community. We prioritize personalized customer service, fostering meaningful relationships with clients and neighbors alike. Joining Harvest Bank means joining a team that cares—about its customers, its employees, and the community at large.
Harvest Bank is an Equal Opportunity Employer. Member FDIC.
Job Type: Full-time
Pay: $ $29.00 per hour
Benefits:
- 401(k)
- 401(k) matching
- Flexible schedule
- Health insurance
- Health savings account
- Paid time off
Work Location: In person
Salary : $29