What are the responsibilities and job description for the Commercial Lender position at Guaranty Bank & Trust NA?
At Guaranty Bank & Trust, we are passionate about helping others and our communities. We strive to stand out and be different, and as a result, our business is growing fast!
Guaranty Bank & Trust offers competitive pay and benefits, generous time off, continued training and career development. Do you want to work for a respected financial institution who supports innovation, promotes collaboration, is environmentally responsible, technology driven, ethical and is willing to invest in your career? If so, we should meet!
We are currently searching for the right person to join our team as a Commercial Lender.
As a Commercial Lender, you will serve as a member of the Lending division responsible for development and management of a commercial loan portfolio. The position prospects for quality loan opportunities and generates and maintains a quality loan portfolio. The job functions are:
Duties & Responsibilities:
- Develop and manage a commercial loan portfolio for the bank.
- Focus on making high quality loans which comprise of C&I loans and owner occupied CRE loans. Knowledge of SBA loans is required.
- Demonstrate the ability to be a calling officer and prospect for new loans.
- Demonstrate superior credit skills and loan management abilities for presenting new loans for approval and also maintain existing loan portfolio.
- Develop measurable goals and objectives that focus on both customer service and long term profits.
- Work closely with management to formulate strategic planning goals and objectives to grow the bank’s loan portfolio and net income while providing loan services our customers and cultivating relationships with potential customers to drive loan growth.
- Keep abreast of related industry and professional trends and products and services to ensure the current and future effectiveness and profitability of the bank’s services, policies, staff proficiencies and processed as they relate to assigned areas of responsibilities.
- Work towards and assist in the positive image and growth of the bank.
- Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
- Complete and pass all required regulatory compliance training as assigned.
- Participate in project meetings.
- Secondary oversight of lobby services
- Management of personal banking, cash operations, and loan floor supervisors
- Daily oversight in absence of market supervisor/president
- Perform any additional duties and tasks assigned by management.
Qualifications & Skills:
- Sound knowledge of the field’s concepts, practices, and procedures.
- Strong knowledge of compliance with Federal and State regulations pertaining to the banking industry.
- Strong knowledge of lending products and services.
- Self-motivated with a strong work ethic and ability to handle high pressure situations.
- Exceptional management, organizational, planning, time management and project management skills.
- Excellent written, communication and customer relations skills.
- Ability to set strategic goals and ensure high quality of products and services.
- Proficiency in Microsoft Word, Excel, PowerPoint and Outlook.
Education, Experience & Licenses:
- Bachelor's degree in accounting, finance, economics, or business-related field required.
- Minimum of three years Commercial Lending experience
- Formal credit training - preferred
Experience
Preferred- Formal credit training
- 3 year(s): A minimum of three years Commercial Lending experience.
Education
Preferred- Bachelors or better in Finance or related field
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
