What are the responsibilities and job description for the Mortgage Loan Originator position at Greenville Federal?
The Mortgage Loan Originator (MLO) is responsible for guiding borrowers through the mortgage lending process from initial consultation through loan approval and closing. The MLO serves as the primary point of contact for customers seeking financing for home purchases or refinancing and provides exceptional service while ensuring compliance with all applicable lending regulations.
The MLO is expected to work a minimum of 40 hours per week and has flexibility to manage their schedule both in and outside of the office to meet customer needs, promote Greenville Federal products, and build relationships with customers, realtors, builders, and community partners. This position may require appointments outside of traditional business hours, including evenings and weekends.
Essential Job Functions
Mortgage Lending & Customer Support
- Meet with prospective borrowers to assess financial needs, homeownership goals, credit history, and eligibility for mortgage products.
- Assist customers with loan applications, gather required documentation, and guide borrowers through the lending process.
- Evaluate borrower information to determine prequalification and preapproval status and recommend appropriate mortgage solutions.
- AsMaintain consistent communication with borrowers, processors, underwriters, real estate agents, builders, and other stakeholders.
- Coordinate loan processing, approval, and closing activities to ensure a smooth customer experience.
Compliance & Risk Management
- Ensure all mortgage activities comply with applicable federal, state, and local regulations, including TILA, RESPA, and SAFE Act requirements.
- Maintain accurate documentation and follow established lending policies and procedures.
- Stay current on mortgage regulations, products, market trends, and industry changes.
Business Development & Community Engagement
- Develop and maintain relationships with realtors, builders, community organizations, and referral partners.
- Promote Greenville Federal products and services through networking, marketing, and relationship-building activities.
- Participate in community events, nonprofit activities, and volunteer opportunities within the Bank’s communities.
- Generate new business opportunities while maintaining strong customer relationships.
Performance & Professional Development
- Meet or exceed established performance goals related to loan production, customer service, and relationship development.
- Provide exceptional customer service by addressing borrower questions and concerns promptly and professionally.
- Participate in ongoing training and professional development opportunities.
Qualifications & Skills
- Strong knowledge of mortgage loan products, interest rates, lending practices, and market trends.
- Excellent communication, negotiation, and relationship-building skills.
- Strong attention to detail and ability to manage multiple priorities in a deadline-driven environment.
- Knowledge of financial analysis, credit evaluation, and underwriting principles preferred.
- Experience in mortgage lending, banking, sales, or related financial services preferred.
- Proficiency with mortgage origination systems and related technology.
Education & Experience
- Bachelor’s degree in finance, business, or related field preferred; equivalent banking or mortgage experience may be considered.
- Active NMLS (Nationwide Mortgage Licensing System) license required.
Why Join Greenville Federal?
As a community bank, we have the opportunity to make a meaningful difference in the communities we serve while providing our teammates with a supportive environment where they can grow, contribute, and build a career.
What We Offer
Greenville Federal offers a competitive total rewards package designed to support our teammates both at work and at home. Benefits may include:
- Competitive compensation
- Medical, dental, and vision insurance
- 401(k) retirement plan
- Employee Stock Ownership Plan (ESOP)
- Paid time off and paid holidays
- Paid sick time
- Paid volunteer time to support causes and organizations in our communities
- Opportunities for professional development and career growth
- A collaborative, community-focused work environment
- Employee-focused programs and team events
Join Our Team
If you’re looking for an opportunity to build a career with a locally focused organization where your work has a direct impact on customers, teammates, and the community, we’d love to hear from you.
Salary : $90,520 - $156,743