What are the responsibilities and job description for the Loan Assistant position at Grandview Bank?
Essential Duties and Responsibilities:
As a Loan Assistant you will be responsible for processing and closing approved loan files using discretion and independent decision making, including but not limited to
- Communicating with lenders and customers to service new and existing consumer loan requests
- Coordinating with Loan Operations to process, close, and fund loans in accordance with policies & procedures
- Collecting CIP documents; running Patriot Act and credit reports
- Clearing CIP, loan, and insurance exceptions
- Ensuring collateral interest is accurately perfected - Title work; UCC lien searches
- Completing and processing wire transfers for loan funding
- Completing and processing draws as requested and approved by officer
- Processing Regulation B notices in accordance federal compliance standards
- Developing an understanding of Real Estate loan processes
- Assisting Lender with Real Estate documentation, preparation, and follow up to ensure timely & accurate closings; this includes communicating with Title Companies & Customers as needed
Required Skills:
- Accuracy and attention in fast paced environment
- Must exhibit a high level of integrity and exercise good judgement.
- Strong ability to meet deadlines
- Excellent written and verbal communication skills
- Excellent organization skills with strong attention to detail
- Strong customer service skills
- Proficient in Microsoft computer applications
Preferred:
Minimum of 2-4 years of related experience and/or training; or equivalent combination of education and experience
The above statements describe the general nature and level of work being performed. They are not to be construed as an exhaustive list of all responsibilities, duties or skills required for the position. Employees holding this position will be required to perform any other job-related duties as requested by management. All requirements are subject to possible modification to reasonably accommodate individuals with a disability.
Job Type: Full-time
Pay: From $48,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Work Location: In person
Salary : $48,000