What are the responsibilities and job description for the Mortgage Loan Closer position at Gooi Mortgage, Inc.?
The closer position completes mortgage loan documents required for closing per client, investor and program specific guidelines. Reviews data and documentation for data integrity, prepares initial through final closing documents. Communicates with clients, title companies and all parties in a timely, efficient, and courteous manner. The position can be remote in the U.S. or in our Des Moines, Iowa office.
Daily responsibilities include, but are not limited to:
- Generates initial closing disclosure and sends to title and client for approval.
- Updates initial closing disclosure with any changes that need to be made based on Loan Officer/Client and title’s review
- Accurately completes all required information into the Loan Origination Software (LOS) to prepare final closing disclosure and closing documents
- Balances closing disclosure with settlement/escrow agents figures to LOS to ensure accuracy of borrower’s bottom line
- Reviews completed closing documents for accuracy
- Review Closing Instructions and any outstanding funding conditions against any supporting docs from title to determine if Funding Authorization is warranted.
- Clears conditions and ships.
- Responds promptly to general closing questions from branches, post-closing, settlement/escrow agents, accounting, etc.
The Closer position is responsible for preparing accurate and complaint final loan packages. The position coordinates the closing of mortgage loans with the Borrower, Title Company, and other related parties. The Closer is expected to provide high quality customer service while contributing to the Operations Department and Pivot Lending’s goals and objectives. The COO reserves the right to add or detract from this list as they see fit.
Benefits
- Family-oriented culture that values work/life balance
- Comprehensive benefits package
- Voluntary 401(k)
- Open PTO and paid holidays
