What are the responsibilities and job description for the Mortgage Loan Closer position at Gooi Mortgage, Inc.?
The Mortgage Loan Closer is responsible for the accurate, compliant, and timely preparation of Closing Disclosures and closing document packages. The Closer reviews loan data and documentation, ensuring documents are prepared according to client, investor, and program specific guidelines. This client-facing position is responsible for communicating with borrowers, clients, and business partners in a timely, efficient, and courteous manner.
The Closer is expected to provide high-quality customer service while contributing to the Operations Department and Gooi Mortgage, Inc.’s goals and objectives. The Company reserves the right to add or detract from this list as they see fit. The position can be remote in the U.S. or in our Des Moines, Iowa office.
Responsibilities:
- Generate initial Closing Disclosure and send to title and client for approval.
- Update initial Closing Disclosure with any changes that need to be made based on Loan Officer/Client and title’s review.
- Accurately enter all required information into the Loan Origination Software (LOS) to prepare final Closing Disclosure and closing documents.
- Balance Closing Disclosure and LOS with settlement/escrow agent’s figures to ensure accuracy of borrower’s fees.
- Review completed closing documents for accuracy.
- Review Closing Instructions and any outstanding funding conditions against supporting docs to determine if Funding Authorization is warranted.
- Clear conditions and perform post-closing tasks.
- Respond promptly to general closing questions from internal and external business partners.
- Participate in and/or lead team training events, create and maintain reference material and job aids.
- Attend internal and external meetings.
- Other duties as assigned.
Desired Experience:
- Role requires excellent attention to detail, ability to provide superior customer service, interact with all levels of internal and external management, ability to meet tight deadlines, and flexibility to adapt to shifting priorities.
- Three or more years of experience in mortgage Closing is required, with additional Processing experience preferred.
- Experience with Encompass is required, with additional MortgageBot experience preferred.
- Extensive knowledge of mortgage compliance and regulations is required.
Benefits:
- Family-oriented culture that values work/life balance
- Comprehensive benefits package
- Voluntary 401(k)
- Open PTO and paid holidays