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Planning Associate

FPA of Charlotte
Charlotte, NC Full Time
POSTED ON 4/23/2026
AVAILABLE BEFORE 5/22/2026
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Planning Associate

Precision Point Wealth Management

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Details

Posted: 25-Mar-26

Location: Charlotte, North Carolina

Type: Full Time

Salary: $70,000 – $100,000

Categories:

Wealth Management

Sector:

Wealth Management

Required Education:

4 Year Degree

Additional Information:

Hybrid/Remote is allowed.

About Precision Point Wealth Management

Precision Point Wealth Management (PPWM) is an independent wealth management and financial planning firm based out of Charlotte, North Carolina. The firm provides comprehensive financial advice across investments, retirement planning, tax considerations, insurance planning, and estate coordination. The PPWM approach is centered on helping clients build lasting wealth, make sound financial decisions, and translate their financial success into long-term security and flexibility for themselves and their families.

The firm currently serves approximately 250 client households. There is currently one senior advisor and two support staff. PPWM operates as a hybrid advisory practice with custodial relationships through LPL Financial, Charles Schwab, and Fidelity, along with a broker-dealer relationship with LPL Financial. Our firm operates under the RIA umbrella of Visionary Square (formerly Independent Advisor Alliance).

The firm is hiring for the Planning Associate role to increase capacity for business development activities and enhance the service level for existing clients. PPWM is experiencing rapid growth and envisions growing to a ten-person team over the next six to eight years. As the firm continues to grow, we are building a team-oriented environment where talented professionals can develop deep expertise and advance their career within the practice.

Our Planning Philosophy

The firm emphasizes strategy-driven financial planning rather than product-driven advice. While exceptionally good at portfolio and asset management, we believe meaningful financial planning requires a thoughtful strategic framework, long-term perspective, and a deep understanding of each client’s unique circumstances in an ever-changing economic and tax environment.

Our firm’s clients often engage in complex planning scenarios involving retirement income strategies, tax optimization, insurance planning, and estate planning coordination. As a result, our work often includes coordination across multiple professional disciplines to drive exceptional value and a bespoke experience for clients.

Position Overview

The Planning Associate supports the advisory team by preparing and maintaining comprehensive financial plans, performing technical analysis, and coordinating planning implementation so the advisor can deliver deeply personalized advice to the clients, and the firm can operate efficiently at scale. Industry terminology would describe this role as a paraplanner.

As a supporting role, the Planning Associate is expected to take meaningful ownership of planning analysis and prepare financial plans and strategy recommendations that are approximately 90–95% complete prior to advisor review. The Planning Associate plays a critical role in ensuring the accuracy, quality, and completeness of all client-facing planning work so the advisor can confidently deliver it to clients.

Our firm emphasizes deep planning work across retirement income strategy, tax planning, insurance analysis, and estate coordination. This role focuses primarily on financial planning work and secondarily on planning implementation coordination.

The Planning Associate works closely with the lead advisor to prepare client-ready planning deliverables, support client planning discussions, and assist with prospect evaluations and onboarding.

In a typical work week, most of the Planning Associate’s time will be spent preparing analysis, updating financial plans, coordinating implementation tasks, and preparing materials for client and prospect meetings, some of which they will attend. The Planning Associate will typically support 8–12 client or prospect engagements per week in various stages of the planning process.

Key Responsibilities

Financial Planning & Strategy Development

  • Build and maintain comprehensive financial plans and client reporting deliverables
  • Conduct retirement projections and scenario modeling
  • Perform tax projections and Roth conversion analysis
  • Conduct Social Security optimization analysis
  • Run Monte Carlo simulations and risk analysis
  • Research financial planning strategies across tax, retirement income, estate considerations, and insurance planning
  • Prepare financial plans and recommendations to near-final form for advisor review

Client Meeting Preparation

  • Prepare planning materials and review reports for client meetings
  • Update financial planning software with current client information
  • Draft meeting agendas and planning summaries
  • Prepare strategy notes for advisor review

Planning Implementation Coordination

  • Update financial plans following client meetings
  • Track planning recommendations and implementation tasks
  • Coordinate planning-related implementation with the Client Service team
  • Ensure planning software accurately reflects client strategies and planning assumptions

Insurance Planning Support

  • Assist with life insurance, disability insurance, and long-term care planning analysis
  • Coordinate insurance case design and underwriting with carriers and brokers
  • Assist with reviewing existing client policies and identifying potential planning considerations

Prospect Support

  • Analyze prospective client financial information
  • Prepare financial planning analysis for prospective clients
  • Assist with preparing planning materials for prospect meetings

Client Interaction

  • Communicate occasionally with clients regarding planning information and implementation details in support of the advisory team. This role is not responsible for independently delivering financial advice or serving in a sales capacity
  • Attend select client meetings for complex planning discussions, new client onboarding, or planning-focused meetings

Planning Research & Technology

  • Conduct research on planning strategies and emerging financial planning techniques
  • Stay current with planning software, technology updates, and vendors
  • Recommend tools, vendors, or process improvements that enhance the firm’s planning capabilities and client experience

Career Path

Upon Demonstrated Proficiency And As Firm Staffing Needs Evolve, This Role May Grow Into One Of Two Tracks Depending On The Individual’s Interests And Strengths:

  • Associate Financial Advisor
  • Director of Financial Planning
  • Precision Point Wealth Management strongly prefers to promote internally when future advisor and/or leadership opportunities arise

Qualifications

  • Bachelor’s degree education
  • 6 years of professional work experience
  • 2 years of financial planning or related industry experience preferred
  • CFP® certification or CFP® candidate preferred
  • Series 7 license, or ability to obtain promptly
  • Life, Health, and Long-Term Care insurance licenses, or ability to obtain promptly
  • Strong analytical skills and attention to detail
  • Excellent written and verbal communication skills
  • Strong orientation toward systems, processes, and operational organization
  • Strong proficiency with the Microsoft Office suite.
  • Ability to work independently in a remote environment while collaborating with a small team
  • Service academy graduates or military veterans are strongly valued due to their demonstrated leadership, discipline, and commitment to service

Technical Experience Preferred

Experience with the following platforms is helpful but not required:

  • eMoney Pro
  • Wealthbox CRM
  • ClientWorks
  • Y-Charts
  • Financial planning and Social Security analysis tools

Compensation And Benefits

  • Salary range: $70,000 – $100,000 depending on experience and credentials
  • Performance-based bonus eligibility
  • One-time $5,000 home office allowance upon onboarding
  • Firm-sponsored professional development including study materials for relevant certifications and one exam fee
  • Firm-sponsored attendance at select industry conferences
  • Safe Harbor 401(k) plan with employer matching
  • Generous paid time off (PTO) policy
  • PPWM does not currently offer health benefits

Work Environment

  • Fully remote position; East Coast time zone preferred
  • Charlotte, NC candidates preferred
  • Candidates must reside within the continental United States.
  • Occasional travel may be required for team meetings or professional development events

How to Apply

Interested Candidates Should Submit The Following Materials:

  • Resume
  • Cover letter describing your interest in financial planning
  • A brief written response (1-2 paragraphs) to the following question: Describe a complex financial planning issue you have worked on and how you approached solving it
  • Applications should be emailed to: info@precisionpointwealth.com
  • Subject Line: Planning Associate Application – [Candidate Name]

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About Precision Point Wealth Management

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Salary : $70,000 - $100,000

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