What are the responsibilities and job description for the Mortgage Advisor position at FORUM Credit Union and Careers?
FORUM’s primary mission can be summed up in one simple, yet sincere statement:
Helping Members Live Their Financial Dreams.
Voted Best Places to Work in Indiana for the past seven years, FORUM is dedicated to enriching the lives of our employees so we can in turn enrich the lives of our members.
- Conduct mortgage application interviews of applicants generated through established contacts: SEGs, Direct Requests, Payoff Requests, Expired Applications, FORUM Marketing Events, and Outside Referral Sources etc.
- Develop contacts in the real estate industry and other outside sources to produce additional mortgage loans by performing pre-approvals and providing borrower education.
- Ensure all client contact, disclosures, and client involvement are done in compliance with applicable federal and state regulations.
- Develop proficiency in lending guidelines for all investors and correspondent relationships with FORUM Mortgage and keep informed of the changes in the mortgage industry.
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Ensure a smooth and timely mortgage process and closing by:
- Pre-qualifying applicants.
- Counseling customers on the mortgage products and the process.
- Submitting borrower files to Underwriting for Pre-Approval
- Obtaining all necessary documents and information.
- Keeping all involved parties up-to-date on the status of the loan.
- High level of customer service and interpersonal skills
- Ability to develop contacts and network with REALTORS, builders, and other professionals
- Attention to detail involving numbers, conversations, procedures, and documents.
- College degree or equivalent work experience
- Sales and/or financial industry experience required, mortgage loan training provided
- Must be able to obtain NMLS # and meet all State and Federal requirements.
- Proficient computer skills (Microsoft Office software)
- Competitive industry pay and the opportunity to earn incentives
- Award winning training and development
- Comprehensive benefits package
FORUM Credit Union is a full service financial institution offering 13 convenient branch locations in the Indianapolis area. We were formed in 1941 and have since experienced tremendous growth by offering innovative services and considering our members’ needs as top priority. The Credit Union began with volunteers, and that same volunteer spirit exists today as we strive to help members better their financial lives.