Senior Treasury Analyst

FMNE Insurance is seeking a Senior Treasury Analyst in our Accounting Department - an exceptional individual who is intuitive, motivated, and skilled. We’re experiencing incredible growth and are on the search for individuals who would like to grow with us. With a competitive salary and excellent benefits package, expanding beyond health insurance and a generous 401K, we offer an employee wellness program, a hybrid work-from-home policy for eligible employees, pension plan, and so much more. This employer will not sponsor any work visas for any applicant of this position. Applicants must be currently authorized to work in the United States on a full-time basis. Please supply a cover letter and resume. Applications with cover letters will be given preferential review. 

Be a part of a rock-solid company with deep Midwest roots. If our core values resonate with you, we encourage you to apply to be an FMNE Senior Treasury Analyst today!

Core values include:  Integrity - Service - Excellence - Stability - Strength - Respect - Teamwork

Role Overview of a Senior Treasury Analyst:  

This position is responsible for supporting the management of the Company’s liquidity, cash flow and financial risk. This position supports treasury operations, ensures compliance with internal policies and external regulations, and provides analysis to optimize the company’s capital structure and funding strategies. Key areas of responsibility include cash management, financial analysis, banking & investment support, payment oversight, risk & compliance, process improvement and stakeholder collaboration. 

Responsibilities of a Senior Treasury Analyst:

• Demonstrates the Company’s mission, while successfully performing its core values related to integrity, service, excellence, stability, strength, respect, and teamwork.
• Cash Management: Monitor daily cash positions and forecast short-term liquidity needs. Manage bank accounts, transfers and reconciliations. Support initiatives to optimize working capital. 
• Financial Analysis: Prepare financial analysis reporting on cash flow, debt and investment performance, as needed. Analyze treasury metrics to identify trends and risks. Assist in evaluating financing options and capital markets activity.
• Banking & Investments: Support relationships with banking partners and financial institutions. Support investment of excess cash in line with company policy in partnership with Investments team. Assist with debt issuance, repayment, and compliance reporting.
• Payment Oversight: Manage execution and reconciliation of payments, ensuring accuracy, timeliness and compliance with internal policies and external regulations. Implement controls to prevent fraud and strengthen payment security. Collaborate with Accounting team and other departments to streamline payment processes.
• Risk & Compliance: Monitor exposure to interest rate, currency and credit risks, as applicable. Ensure compliance with treasury policies and regulatory requirements. Support internal and external audits related to treasury activities.
• Process Improvement: Identify and implement opportunities for automation, risk reduction, and process optimization within treasury operations.
• Stakeholder Collaboration: Partner with internal departments, including Investments, Accounting, Claims and IT to support enterprise initiatives involving cash management and financial systems. 
• Regular and prompt attendance in the office is an essential function of the position.

 Skills and Qualifications of a Senior Treasury Analyst:

• Bachelor’s degree in Finance, Accounting, Economics or related field.
• 2-4 years of experience in treasury, corporate finance or banking.
• Strong analytical and quantitative skills.
• Proficiency in Excel, treasury management systems and ERP platforms (ex: WorkDay). Advanced Excel skills preferred.
• Knowledge of financial instruments, capital markets and risk management practices.
• Preferred Certifications: Certified Treasury Professional (CTP) designation, Accredited ACH Professional (AAP) or NACHA certification.
• Excellent verbal and written communication skills. 
• Detail-oriented with strong organizational skills.
• Ability to work both independently and collaboratively in a fast-paced environment.
• Strategic thinker with a proactive approach to problem-solving.

FMNE Insurance Company recognizes that an individual with a disability may require accommodation to enable them to successfully perform a job function. Should you require such an accommodation, please indicate the job function and suggested accommodation during the interview process. FMNE will attempt to make reasonable accommodation.