Mortgage Loan Originator – Bilingual (Spanish)

First State Bank | Northern Indiana

First State Bank is seeking an experienced Mortgage Loan Originator (MLO) who is bilingual in English and Spanish to join our successful and growing lending team.

Founded in 1910, First State Bank has remained rooted in relationship banking for more than a century. We believe strong communities are built through trust, service, and long-term relationships. With branch locations throughout Elkhart County and St. Joseph County, Indiana, and customers extending into LaGrange County, we are continuing to expand our community-focused mortgage lending efforts.

This position is well-suited for a mortgage professional who values service, compliance, and community engagement—and who can effectively communicate with Spanish-speaking customers as part of our commitment to accessibility and inclusion.

Position Summary

The Mortgage Loan Originator is responsible for developing mortgage lending relationships, assisting applicants through the loan process, and ensuring compliance with all applicable lending regulations. This position includes an hourly base wage plus incentive compensation, in accordance with Bank policy.

Because this role regularly serves Spanish-speaking customers, bilingual proficiency in English and Spanish is required.

Key Responsibilities

• Build and maintain referral networks through relationships with customers, real estate professionals, and community partners
• Deliver high-quality customer service throughout the mortgage application and closing process
• Interview applicants and complete loan applications, disclosures, and required documentation
• Collect and review due diligence and supporting information for underwriting and loan closing
• Respond promptly and professionally to customer inquiries using strong mortgage and general banking knowledge
• Communicate clearly and effectively, both verbally and in writing, in English and Spanish
• Adhere to Bank Loan Policy, procedures, and all applicable regulatory requirements

Qualifications

• Prior banking experience with an emphasis in mortgage lending
• Working knowledge of underwriting guidelines for FHLMC and FHLBI loan programs
• Familiarity with applicable local, state, and federal regulations, including Truth in Lending and RESPA
• Strong organizational skills with the ability to manage multiple priorities
• Proficiency with standard office technology, including Microsoft Outlook, Word, Excel, and internet-based systems
• Bilingual proficiency in English and Spanish (verbal and written)
• Bachelor’s degree preferred, but not required with relevant experience

Compensation

• Hourly base pay plus incentive compensation, in accordance with Bank policy
• Additional $1.00 per hour bilingual pay differential for positions requiring regular use of Spanish language skills

The bilingual pay differential is provided as compensation for the additional skill required for this position and is not based on national origin or any other protected characteristic.

Physical Requirements

• Ability to remain seated for extended periods
• Ability to travel independently to client meetings and training locations as needed

Why First State Bank?

• Community-focused, relationship-driven banking culture
• Emphasis on service, compliance, and long-term customer relationships
• Supportive lending environment with local decision-making
• Opportunity to make a meaningful impact in the communities we serve

First State Bank is proud to be an Equal Opportunity Employer.
Employment decisions are made without regard to race, color, religion, sex, national origin, age, disability, or any other protected status.