What are the responsibilities and job description for the Senior Commercial Lending Officer position at First Option Bank?
We are currently seeking an experienced Senior Commercial Lender to be based out of our Overland Park location.
Primary Duties
Strategic Lending & Portfolio Management
- Originate and manage large and complex commercial loans, including CRE, C&I, SBA, and specialized financing.
- Structure credit solutions tailored to client needs while maintaining sound risk management practices.
- Oversee a high-value loan portfolio, ensuring performance, compliance, and profitability.
- Lead loan reviews, renewals, and modifications in collaboration with credit and underwriting teams.
Leadership & Mentorship
- Provide guidance and mentorship to Commercial Lender I and II team members.
- Assist in training and development of junior lending staff.
- Participate in loan committee meetings and contribute to credit policy discussions.
- Serve as a resource for complex credit decisions and client negotiations.
Business Development & Relationship Management
- Develop and maintain relationships with high-value commercial clients, referral sources, and community leaders.
- Identify new lending opportunities and contribute to strategic growth initiatives.
- Represent the bank at industry events, civic functions, and professional organizations.
- Collaborate with marketing and executive leadership to promote commercial banking services.
Credit Analysis & Risk Oversight
- Conduct advanced financial analysis and assess borrower creditworthiness.
- Ensure compliance with internal policies, regulatory requirements, and loan documentation standards.
- Monitor market trends and economic conditions to inform lending strategy.
- Participate in audits and regulatory examinations as needed.
Qualification
- sAssociate’s degree in business, Finance, Accounting, or related field required; MBA or professional certification preferred
- .Minimum of 7–10 years of commercial lending experience, including complex credit structuring
- .Proven track record of portfolio growth and credit quality management
- .Strong leadership and mentoring capabilities
- .Proficiency in financial analysis, loan systems, and Microsoft Office Suite
.Skill
- sAdvanced credit and financial analysi
- sStrategic thinking and business developmen
- tNegotiation and relationship managemen
- tLeadership and team developmen
tRegulatory and policy complianc
e