What are the responsibilities and job description for the Credit Analyst - Fully On-site at Dover, OH position at First Federal Community Bank?
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Position Name:
Credit Analyst - fully onsite at Dover, Ohio
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Supervisor:
Executive Vice President,
Chief Credit Officer |
FLSA Classification:
Non-Exempt
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Status:
Full-Time
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Location:
DFEC
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Hours:
Monday-Friday 8 am – 5 pm
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Date Posted:
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Reply By:
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JOB SUMMARY:
First Federal Community Bank’s Loan Team has a stellar reputation. Our team goes above and beyond and delivers custom-tailored solutions that drive customer success and community growth. As a vital member of the Loan Team, you provide necessary data to determine loan eligibility. You work hand in hand with loan officers to ensure all loan requests have the necessary documentation to proceed to closing based on company policy. You independently and critically analyze the credit worthiness of loans based upon financial data provided both for new requests and annual credit reviews.
You embrace opportunities for ongoing professional development. Your attention to detail and accuracy make you an important member of the First Federal team.
Your active participation in organizations and community events demonstrates First Federal’s commitment to Invest in Our Community
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CORE COMPETENCIES:
- Teamwork Continual Improvement
- Confidentiality Accuracy
- Adaptable Financial Analysis
- Resourceful Interpersonal Communication
- Decision-Making Critical Thinking
SPECIFIC RESPONSIBILITIES:
- Analyzes loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions, and financial institution files
- Assists in preparing spreadsheets, reports, summaries, and opinions for financial institution officers on new, renewal and existing loans
- Assists in overseeing financial information files to assure current reports, financial statements, accounts receivable and other information on customer accounts
- Appraisal review
- Establishes, reviews and updates new and existing loan files for the financial institution on a regular basis
- Provides technical advice and assistance to loan officers as needed
- Tracks loan exceptions
- Effectively utilizes Learning & Development tools and resources
- Understands the importance of and follows bank policies and procedures
- Handles confidential information and documents to ensure customer privacy
- Demonstrates accuracy, punctuality and preparedness
- Demonstrates problem-solving skills
- Adheres to high ethical standards, and complies with industry regulations/applicable laws
- Demonstrates an ability to adapt to changing business needs and deadlines with enthusiasm
- Models a high level of integrity and professionalism
- Actively participates in ongoing, personal professional development
- Actively participates in organizations and community events
- Performs other various duties as requested
QUALIFICATIONS:
- Bachelor’s Degree finance or accounting preferred and/or one to two years of experience in a financial institution or loan office setting
- Strong financial, detail and analytical abilities
- Proficient computer skills
- Strong oral and written communication skills
- Intermediate Microsoft Office skills