What are the responsibilities and job description for the Commercial Banking Relationship Manager III position at First Bank?
Position Details
The Commercial Loan Officer III will independently handle all relationship types including the most complex loans. This role will specialize in our C&I business primarily.
Responsibilities
Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future.
Diversity
At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you.
First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status.
At First Bank, we embrace a hybrid work environment which include at least three full days in the office with more or all in-office days expected of our client facing teams. This is a client facing role.
Additional Details
The range for this role takes into account many factors that First Bank considers when making hiring decisions, including but not limited to, prior experience, skill set, training, and other internal business and organizational factors. First Bank generally does not hire at or near the top of the range below. The range is driven by the geographic location of our estimated hiring location; however, the specific range may vary depending on the geographic location for remote positions. Compensation decisions depend on the specific facts and circumstances of each hiring instance. A reasonable estimate of the current pay: $138,000 - $175,000
The Commercial Loan Officer III will independently handle all relationship types including the most complex loans. This role will specialize in our C&I business primarily.
Responsibilities
- Knowledgeable of all bank products and sells same to customers and prospects, including Cash Management, Trust, Brokerage, Leasing and International Services.
- Typical loan portfolio generated and serviced is greater than $20-30 million ($50 in real estate groups)
- Calls on prospective and existing clients to generate loans, deposits, fees and electronic banking services
- Analyzes financial statements and business conditions to deduce a credit decision
- Interacts with branch personnel to identify prospective business clients and makes joint calls with branch managers or other bank representatives
- Prepares loan narratives for presentation to Senior Management
- Develops, approves and services all types of secured and unsecured loans
- Assumes full responsibility for quality, completeness and accuracy of all loan documentation in the loan portfolio, ensuring that loans meet the criteria.
- Ensures that the loan portfolio has a minimum number of loan workouts, watch list credits or maturing loans
- Contributes to Bank's overall management objectives by participating in meetings and supporting Bank goals
- Utilizes sales and product knowledge to effectively cross-sell products to new or existing customers or to refer new or existing customers to other areas of the bank
- Bachelor's Degree, required; preference for Finance/Economics or related business field, preferred
- A minimum of five plus years' experience in Commercial Lending, preferably in a C&I banking environment
- Demonstrated proficiency in Microsoft Office Suite, specifically in Excel
- Excellent written and oral communication skills
- Strong local community involvement strongly, highly preferred
Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future.
Diversity
At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you.
First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status.
At First Bank, we embrace a hybrid work environment which include at least three full days in the office with more or all in-office days expected of our client facing teams. This is a client facing role.
Additional Details
The range for this role takes into account many factors that First Bank considers when making hiring decisions, including but not limited to, prior experience, skill set, training, and other internal business and organizational factors. First Bank generally does not hire at or near the top of the range below. The range is driven by the geographic location of our estimated hiring location; however, the specific range may vary depending on the geographic location for remote positions. Compensation decisions depend on the specific facts and circumstances of each hiring instance. A reasonable estimate of the current pay: $138,000 - $175,000
Salary : $138,000 - $175,000