What are the responsibilities and job description for the Commercial Banking Relationship Manager III position at First Bank-MO?
The Commercial Loan Officer III will independently handle all relationship types including the most complex loans. This role will specialize in our C&I business primarily.
Responsibilities:
- Knowledgeable of all bank products and sells same to customers and prospects, including Cash Management, Trust, Brokerage, Leasing and International Services.
- Typical loan portfolio generated and serviced is greater than $20-30 million ($50 in real estate groups)
- Calls on prospective and existing clients to generate loans, deposits, fees and electronic banking services
- Analyzes financial statements and business conditions to deduce a credit decision
- Interacts with branch personnel to identify prospective business clients and makes joint calls with branch managers or other bank representatives
- Prepares loan narratives for presentation to Senior Management
- Develops, approves and services all types of secured and unsecured loans
- Assumes full responsibility for quality, completeness and accuracy of all loan documentation in the loan portfolio, ensuring that loans meet the criteria.
- Ensures that the loan portfolio has a minimum number of loan workouts, watch list credits or maturing loans
- Contributes to Bank's overall management objectives by participating in meetings and supporting Bank goals
- Utilizes sales and product knowledge to effectively cross-sell products to new or existing customers or to refer new or existing customers to other areas of the bank