Senior Analyst - Special Assets

We are seeking a highly analytical and relationship-oriented Senior Analyst - Special Assets to join our team. This role is responsible for the proactive management and servicing of delinquent loans across our servicing portfolio. The ideal candidate will evaluate and underwrite credit requests, develop sound credit recommendations, and deliver tailored, relationship-based financial solutions to meet borrower and investor needs. Additionally, this position serves as a subject matter expert in credit analysis, credit counseling, and collection services, contributing to the overall strength and integrity of our credit portfolio.

The People You Will Work With

The position will report directly to the Senior Manager - Servicing and will directly work with members of the Operations, Accounting, Farm and Ranch Credit, and Legal departments. In addition, the position will liaison with external stakeholders including Seller Banks, borrowers, outside legal counsel, investors, and other counterparties.

Where and When You Will Work

The position will be based in Farmer Mac’s Washington, D.C. headquarters or the Johnston, Iowa, office. Farmer Mac embraces a Presence with Purpose work environment, which allows for flexibility of work location while providing the opportunity for teams to come together in the office with purpose. Core business hours are Monday through Friday 8:00 am to 5:00 p.m. Central. Work outside of core hours may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events.

Primary Responsibilities And Duties

Collection Services

• Lead and coordinate collection efforts, including direct borrower communication and collaboration with investors, legal or recovery teams.
• Manage and service delinquent loans to ensure timely, effective, and compliant resolution.
• Serve as a subject matter expert in credit risk, offering strategic guidance and contributing to the development of internal policies and procedures.
  
  

Servicing Analysis, Recommendation, and Processing

• Analyze financial statements and supporting documentation for both formal and informal loan servicing requests.
• Identify, request, and assist in gathering necessary financial information to support servicing actions.
• Prepare comprehensive servicing narratives and credit recommendations for internal review.
• Clearly communicate credit decisions, terms, and conditions to borrowers for approved actions.
• Generate action-specific documentation and implement system updates to align with approved servicing strategies.
• Ensure all documentation and processes comply with regulatory requirements and internal standards.
  
  

Desired Skills And Qualifications

• Strong analytical and critical thinking skills with the ability to interpret complex financial data.
• In-depth understanding of agricultural lending practices and business finance principles.
• Exceptional communication and interpersonal skills with a borrower-focused approach.
• Proven ability to manage multiple priorities and meet deadlines in a dynamic, fast-paced environment.
• Proficiency in financial analysis tools and loan servicing systems.
• High level of integrity, discretion, and professionalism in handling sensitive borrower information.
• Collaborative team player with the ability to work independently and contribute to team success.
  
  

Education and Experience

• Bachelor’s degree in Agriculture, Finance, Accounting, or a related field; or an equivalent combination of education and experience sufficient to perform the essential functions of the role.
• Minimum five (5) years of experience in agriculture and business finance, with demonstrated knowledge of credit risk and loan servicing.
  
  

Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization’s strategic business objectives. The typical starting salary range for this position is between $75,000 - $95,000, although wages can vary based on experience and geography, plus performance-based bonus and equity-based awards. Individual compensation will be commensurate with the candidate's experience.