Credit Analyst - Broadband Infrastructure

Farmer Mac is looking to hire a driven, analytical, industry focused, and personable individual for the position of Credit Analyst - Broadband Infrastructure. This Credit Analyst will support credit and analysis functions in Farmer Mac’s Broadband Infrastructure group to gain a foundation for underwriting and develop on-the-job credit experience in Broadband Infrastructure (and other Infrastructure Finance groups as needed).

Position Summary

The Credit Analyst - Broadband Infrastructure role will be responsible for supporting Farmer Mac’s new and existing portfolio of Broadband Infrastructure loans. The Credit Analyst will interact and coordinate closely with other members of the Infrastructure Finance team, which includes Credit Underwriting team, Relationship Managers, and Portfolio Strategy & Analytics within our Broadband Infrastructure, Renewable Energy, and Power & Utilities business segments. Responsibilities include, but are not limited to, financial statement spreading, beginning stage financial modeling, preparing and managing loan modification/consents/amendment requests, performing ongoing risk rating assessments and required reviews, term loan conversions, refinancings, legal document review, coordinating with Loan Operations on reviewing and processing borrowing and disbursement requests. Additionally, this role will provide support for the underwriting of new loans, preparation of credit memos, performing and managing due diligence activities, and industry and market analysis.

This role is expected to quickly contribute towards supporting growth within Farmer Mac’s Broadband Infrastructure segment and significantly contribute to Farmer Mac’s strategic objectives and initiatives.

Suitable candidate must be a proactive self-starter, be able to work and complete various deals at multiple stages of development, work with minimal supervision, and be an active and efficient communicator.

Who You Will Work With

The Credit Analyst - Broadband Infrastructure will be an integral part of the Infrastructure Finance team, reporting directly to the Managing Director of Broadband Infrastructure, and will have regular ongoing interactions with the Underwriters, Relationship Managers, Portfolio Management and Monitoring team, and Managing Directors within Infrastructure Finance, Capital Markets, Loan Operations as well as internal and external advisors and legal counsel.

Where You Will Work

Farmer Mac embraces a Presence with Purpose work environment, which allows for flexibility of work location while providing the opportunity for teams to come together in the office with purpose. Work outside of core hours may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events. The position is remote with preference for candidates in Los Angeles, CA or Denver, CO areas.

Primary Responsibilities And Duties

• Support Broadband Infrastructure loan performance and collaborate with key internal stakeholders including Credit, Underwriters, and Relationship Managers.
• Interact closely with Credit Underwriting to support loan acquisitions in alignment with Farmer Mac policy and standards .
• Work closely with Broadband Infrastructure Relationship Managers and Credit Underwriters to:
• Monitor financial statements and borrower reports for compliance with terms and conditions of loan agreements;
• Assist in underwriting analysis and credit approval memos;
• Gather appropriate loan information and documents for due diligence and provide support to credit underwriters;
• Coordinate with Loan Operations on reviewing and processing of borrowing and disbursement requests;
• Prepare and manage loan modification/consents/waivers/amendment requests, term conversion, legal document review;
• Assist in creating management reports that include quarterly monitoring of portfolio deals as well as portfolio trends and statistics;
• Support risk rating assessment and ongoing management of loan portfolio and required reviews.
• Gather and assess industry information to understand macro impacts on the portfolio and individual transactions.
• Provide analyst support across other Infrastructure Finance segments, as needed.
• Assist and support the ongoing development of the loan administrative, operations and closing functions, and the implementation of infrastructure projects.
• Represent Farm Mac when needed at industry conferences and individual lender visits.
• Support organization wide initiatives and processes to improve efficiency, productivity, sourcing and credit quality.
  
  

Professional Experience/Qualifications

• Bachelor’s Degree required in relevant business-related discipline (Finance, Accounting, Economics, Business Administration, or related field).
• Fundamental understanding of finance and accounting.
• At least two years of professional experience, which would have included managing multiple priorities and working both independently and as part of a team.
• Knowledge of Microsoft Office applications (Outlook, Word, and Excel) and other business software.
  
  

Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization’s strategic business objectives. Salary is competitive. The typical starting salary range for this position is between $55,000-$80,000, although wages can vary based on experience and geography, plus performance-based bonus and equity-based awards. Individual compensation will be commensurate with the candidate's experience.