SF Risk - Loan Quality Collateral Compliance - Associate

Playing an essential role in the U.S. economy, Fannie Mae is foundational to housing finance. Here, your expertise can help fuel purpose-driven innovation that expands access to homeownership and affordable rental housing across the country. Join Fannie Mae to grow your career and help people find a place to call home. Job Description As a valued colleague on our team, you will assist with reviewing appraisals and collateral loan documents for quality assurance, misrepresentation, fraud, and adherence to policy requirements. In this position, you will report on collateral quality, collaborate with internal policy and strategy teams, communicate loan defects to stakeholders, work with lenders and internal partners to resolve issues, and provide feedback to the appraisal industry and state licensing agencies. THE IMPACT YOU WILL MAKE The SF Risk - Loan Quality Collateral Compliance - Associate role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities: Perform compliance reviews on appraisals and relevant loan file documents. Support the team to identify potential risks and ensure compliance with Fannie Mae eligibility requirements using professional judgment and expertise, as well as loan file documentation, such as internal and external property valuation tools, appraisals, public records, and local authorities. Aid in determining the corresponding impact on value and delivery. Review work for compliance with internal collateral standards and quality assurance and assist the team to analyze and report on loan quality issues. Communicate professionally with the team about deficiencies and areas for improvement. Qualifications THE EXPERIENCE YOU BRING TO THE TEAM Desired Experiences Bachelor’s degree or equivalent At least 2-5 years appraisal or review appraiser experience strongly preferred Ability to use valuation tools to research and analyze collateral documents Experience using Fannie Mae Collateral Underwriter and/or valuation analysis tools Certified Real Estate Appraiser Experience in value and eligibility reviews and can independently validate the quality and accuracy of appraisal reports based upon a thorough analysis, professional opinion, and sound judgment Knowledge of Fannie Mae selling guide and ability to determine appraisal compliance Experience collaborating with internal and external partners exhibiting strong oral and written communication skills Skilled in using Word and MS Office Suite Qualifications Education: Bachelor's Level Degree (Required) The future is what you make it to be. Discover compelling opportunities at Fanniemae.com/careers. For most roles, employees are expected to work onsite on a regular basis at their designated office location. In-office work cadence is determined by your manager. Proximity within a reasonable commute to your designated office location is preferred unless the job is noted as open to remote. Fannie Mae is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, religion, sex, national origin, disability, age, sexual orientation, gender identity/gender expression, marital or parental status, or any other protected factor. Fannie Mae is committed to providing reasonable accommodations to qualified individuals with disabilities who are employees or applicants for employment, unless to do so would cause undue hardship to the company. If you need assistance using our online system and/or you need a reasonable accommodation related to the hiring/application process, please complete this form. The hiring range for this role is set forth below. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here. Requisition compensation: 83000 to 108000 Tackle America’s biggest housing challenges using the latest technology and AI, while collaborating with experts in their fields. Join our energizing environment—you’re invited to apply. Join our talent community to be the first to hear about happenings at Fannie Mae and share your experience to hear about potential job opportunities for you. As a Fortune 25 company, Fannie Mae expands access to housing across America. Powered by the latest tech and AI, our innovative products and services drive the mortgage industry forward. We believe that prioritizing our people’s growth and success is essential to achieving our business goals and fulfilling our purpose.