Underwriting Associate - CL

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. **This position is eligible to work a remote schedule from ID, WA, OR, MT ** Prepares and approves renewals for accounts within authority limit. Develops relationships with agents to promote renewal retention. Reviews and processes endorsements that fall within a specified list of requirements. Performs support duties for branch departments. Essential Functions: Prepares and approves renewals for accounts within authority limit with a focus on long term profitability, retention and achieving branch and company pricing goals. Based on branch established guidelines, leverages negotiation skills to obtain adequate rate. Reviews account information, including coverage details, claims history, and any relevant updates or changes. Evaluates the risk profile of each account and assess its eligibility for renewal based on established underwriting guidelines. For accounts outside authority, prepares information for underwriter to complete the renewal. Develops relationships with agents by providing excellent customer service to promote renewal retention. Builds and nurtures relationships with agents by regularly engaging in meaningful interactions, such as face-to-face meetings, virtual meetings, phone conversations, and written communication Reviews and approves endorsements that fall within a specified list of requirements and within authority. Underwrites and provides endorsement quotes to agents. Corresponds with agents for additional information. Assesses the potential risks associated with proposed endorsements, taking into account factors such as policy coverage, loss history and claims data to evaluate the overall impact on the policy. Performs support duties for branch departments including but not limited to, ordering and analyzing reports as appropriate, reviewing drivers, and completing monthly projects. Education & Experience: Associate degree or equivalent relevant experience One year of insurance industry experience or related experience Bachelor’s degree may be considered in lieu of the insurance industry experience requirement Knowledge, Skills & Abilities: Attention to detail and accurate data entry skills Good personal computer skills with proficiency in Microsoft products General knowledge of insurance terminology Good problem-solving and decision-making skills Excellent customer service and communication skills Strong organizational and time management skills Strong negotiation skills Ability to work in a team setting as well as independently Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving The hiring salary range for this position will vary based on geographic location, falling within either of the following: $45,942 - $63,324 or $50,657 - $69,820 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers. Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws. All of our locations are tobacco free including in company vehicles. Why should you choose to apply for a position at EMC? We can give you plenty of reasons why EMC is a great place to work: More than 105 years of financial strength and stability Named a five-star insurance carrier by Insurance Business America Two-time recipient of the Best Practices Award of Excellence from the Independent Agents & Brokers of America Multiple locations recognized as Top Workplaces based solely on team member feedback Corporate culture that engages and empowers team members to achieve their best Outstanding benefits with life, medical, dental, vision and prescription drug coverage Competitive paid time off plan and a full day of volunteer time off annually Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards Professional development and growth opportunities, including tuition reimbursement Wellness initiatives to improve team member well-being and reduce health insurance costs Flexibility to dress for your day and opportunities for alternative work arrangements EMC complies with labor law requirements. 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Salary : $45,942 - $63,324