Disclosure & Closing Specialist

Direct Mortgage Loans (Remote)| Full-Time

About the Role

Direct Mortgage Loans is seeking an experienced Disclosure & Closing Specialist to join our Operations team. This role is ideal for someone who thrives in a fast-paced mortgage environment and has experience managing both the beginning and final stages of the loan process.

As a Loan Fulfillment Specialist, you will handle initial disclosures, coordinate appraisals, prepare closing documents, fund loans, and ensure files move efficiently through the pipeline. This is a critical role that helps create a smooth experience for both our borrowers and internal teams.

If you are detail-oriented, organized, and enjoy working behind the scenes to keep loans moving, we’d love to hear from you.

What You’ll Do

Loan Disclosures

• Prepare and send all initial disclosures for new loan applications

• Complete and track all required re-disclosures, including Closing Disclosures

• Monitor timelines to ensure compliance with TRID requirements

• Assist Loan Officers with disclosure-related requests and updates

• Order appraisals, Certificates of Eligibility (COEs), and re-inspections for VA loans

• Facilitate appraisal and case transfers for FHA and VA loans

• Maintain accurate borrower and loan contacts in the system

Loan Closing & Funding

• Review loan files for accuracy, completeness, and readiness for closing

• Confirm underwriting and closing conditions have been satisfied

• Prepare and deliver closing documents to settlement agents

• Review Closing Disclosures for accuracy and resolve discrepancies

• Balance loans to determine funding amounts

• Prepare wire requests and funding instructions

• Fund loans in accordance with company policies and investor guidelines

• Review final closing packages and transfer files to Post Closing

Compliance & Quality Control

• Ensure all regulatory and internal requirements are met throughout the loan lifecycle

• Assist with quality control audits and loan reviews as needed

• Maintain organized, compliant files and documentation

What We’re Looking For

✔ 3–5 years of mortgage operations experience
✔ Experience in both loan disclosures and closings preferred
✔ Strong knowledge of conventional, FHA, and VA loan products
✔ Understanding of TRID, RESPA, and mortgage compliance requirements
✔ Strong attention to detail and ability to manage deadlines
✔ Excellent communication and problem-solving skills
✔ Experience with Encompass preferred
✔ Proficiency in Microsoft Office

Why Join Direct Mortgage Loans?

At Direct Mortgage Loans, we pride ourselves on building strong teams, supporting professional growth, and creating a collaborative environment where employees can succeed. Join a company that values efficiency, teamwork, and delivering exceptional service to our clients.

Apply today and become part of a team that helps guide borrowers home.