What are the responsibilities and job description for the Mortgage Specialist Clerk position at Dacotah Bank?
Job Summary
Review secondary market files and order the required documentation to process and underwrite the loan file. Ensure the loan application is complete. Assign the Regional Mortgage Specialist (RMS) to the loan file.
Essential Functions
- Order documents and verifications to process the secondary market loan file.
- Review the application to ensure the data is complete.
- Assign the RMS and monitor the pipeline.
Other Functions
- Aid co-workers with processing files and work with co-workers to resolve any file issues.
- Provide prompt and courteous service to customers (both internal and external), and all third-party affiliates.
- Perform other duties as assigned.
- Maintain educational and professional expertise through attendance at job related seminars, conferences, and on-line training.
Education & Experience
- Associate degree (A. A.) or equivalent from a two-year college or technical school and six or more months related experience and/or training in secondary market real estate lending/banking; or equivalent combination of education and experience.
- Strong written and verbal communication and interpersonal skills.
- Self-motivated and hard working. Must be able to handle multiple functions simultaneously and function in a high-pressure environment.
- Superior customer service skills.
- Take ownership of assigned duties.
- Ability to multitask and meet deadlines in a fast-paced environment.
- Working in a team environment with problem solving skills.
We offer the opportunity for career growth and development in a professional and pleasant working environment. We offer a competitive salary and exceptional benefits package including:
- Health Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage
- Dental Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage
- Health Savings Account
- Life Insurance for the employee and family
- Paid Vacation and Sick Time
- Retirement Plan Options
- Additional Perks and Benefits
