What are the responsibilities and job description for the Mortgage Underwriter - LAPP/SAR - HYBRID position at CyberCoders?
With more than 100 years of banking experience under our belts, we've learned that no two people have the same mortgage lending needs. Our lenders go beyond the traditional mortgage into FHA, VA, USDA, Construction, Home Equity, Land, Low Credit, and Mobile home loans to name a few.
We are looking for an FHA/DE LAPP/SAR Underwriter with a thorough working knowledge of and ability to analyze credit reports, income documentation, assets, liabilities, property appraisals, and title reports, to insure loans meet company standards for sale into the secondary market. This person will identify, analyze, and balance transactional, borrower, and property-related risks and offsets to arrive at a loan decision of approval, suspense, counteroffer, or denial.
Top Reasons to Work with Us
Looking forward to receiving your resume through our website and going over the position with you. Clicking apply is the best way to apply, but you may also:
paul.miller@cybercoders.com
For this position, you must be currently authorized to work in the United States without the need for sponsorship for a non-immigrant visa.
This job was first posted by CyberCoders on 10/15/2025 and applications will be accepted on an ongoing basis until the position is filled or closed.
CyberCoders is proud to be an Equal Opportunity Employer
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity or expression, national origin, ancestry, citizenship, genetic information, registered domestic partner status, marital status, status as a crime victim, disability, protected veteran status, or any other characteristic protected by law. CyberCoders will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable state and local law, including but not limited to the Los Angeles County Fair Chance Ordinance, the San Francisco Fair Chance Ordinance, and the California Fair Chance Act. CyberCoders is committed to working with and providing reasonable accommodation to individuals with physical and mental disabilities. Individuals needing special assistance or an accommodation while seeking employment can contact a member of our Human Resources team at Benefits@CyberCoders.com to make arrangements.
We are looking for an FHA/DE LAPP/SAR Underwriter with a thorough working knowledge of and ability to analyze credit reports, income documentation, assets, liabilities, property appraisals, and title reports, to insure loans meet company standards for sale into the secondary market. This person will identify, analyze, and balance transactional, borrower, and property-related risks and offsets to arrive at a loan decision of approval, suspense, counteroffer, or denial.
Top Reasons to Work with Us
- Hybrid work!
- $80k-$100k plus Bonus and OT
- Great company culture with room for advancement
- Review the loan application package using verified data in the loan submission package.
- Evaluate borrowers income relative to financial obligations
- Review adequacy of credit quality and borrower qualifications
- Access sources of funds and the security property
- Analyze loan terms, LTV and ratios making sure they meet the program guidelines
- Notify processor and loan officer of the decision made. Approve loan in accordance with appropriate terms and conditions, counter-offers if the term does not meet company ending standards and guidelines, or deny the loan
- Review and clears all conditions- Maintain current knowledge of all loan products and origination requirements
- Ensure accuracy of loan disclosures and documentation
- Ensure the quality of loans conforms to government regulation, company standards, and standards for sale to the secondary market.
- Minimum 5 years of Residential Mortgage Underwriting
- Degree preferred but not required
- Excellent Understanding of secondary market guidelines (FNMA/FHLMC/GNMA)
- FHA/DE and VA LAPP/SAR Certified
- VA preferred
- Strong understanding of the mortgage process flow of 1-4 family, condo, and co-op from processing to closing
- Strong Understanding of multiple investor guidelines and regulatory compliance
- Knowledge of mortgage insurance
- Competitive base salary, Bonus, and OT
- Full benefits: Medical, Dental, Vision
- 401 (K) with generous company match
- Vacation, sick, and paid holidays
- Life Insurance coverage
Looking forward to receiving your resume through our website and going over the position with you. Clicking apply is the best way to apply, but you may also:
paul.miller@cybercoders.com
- Please do NOT change the email subject line in any way. You must keep the JobID: linkedin : PMM-1880571 -- in the email subject line for your application to be considered.***
For this position, you must be currently authorized to work in the United States without the need for sponsorship for a non-immigrant visa.
This job was first posted by CyberCoders on 10/15/2025 and applications will be accepted on an ongoing basis until the position is filled or closed.
CyberCoders is proud to be an Equal Opportunity Employer
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity or expression, national origin, ancestry, citizenship, genetic information, registered domestic partner status, marital status, status as a crime victim, disability, protected veteran status, or any other characteristic protected by law. CyberCoders will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable state and local law, including but not limited to the Los Angeles County Fair Chance Ordinance, the San Francisco Fair Chance Ordinance, and the California Fair Chance Act. CyberCoders is committed to working with and providing reasonable accommodation to individuals with physical and mental disabilities. Individuals needing special assistance or an accommodation while seeking employment can contact a member of our Human Resources team at Benefits@CyberCoders.com to make arrangements.
Salary : $80,000 - $100,000