What are the responsibilities and job description for the Senior Loan Processor position at Cross Key Management?
Job Description:
The Senior Loan Processor is responsible for taking a home loan file from submission
through closing. This includes analyzing and verifying credit, income, asset, appraisal, and
title documentation on purchase, refinance and home equity transactions to confirm that it
meets investor guidelines. The role requires excellent communication skills with a drive
toward meeting contingency and closing deadlines while providing exceptional customer
service to all parties involved in the transaction. Key attributes to success are the ability to
multi-task, time manage, precise verbal and written communication skills and a working
knowledge of all major investor and agency guidelines.
Duties and Responsibilities:
• Review income, credit, assets and property information against investor guidelines
to ensure eligibility for the desired loan program
• Review loan approval and gather/review all outstanding loan conditions
• Prioritize and monitor daily workflow in order to ensure all loans meet contractual
contingency and closing deadlines with pro-active communication to referral
partners and clients in accordance with company's timeline expectations.
• Work additional hours as needed.
• Assume responsibility and ownership of the loans in your personal pipeline.
• Stay current on all investor guidelines and program changes.
Basic Qualifications:
• FHA/ VA experience strongly preferred.
• Current knowledge of federal and state disclosure guidelines.
• Proficiency with MS Word, MS Excel, Adobe, Desktop Underwriter and Loan
Prospector.
• Ice/Encompass LOS experience is a plus.
• Demonstrate high volume productivity.
• Must be detail oriented organized and work efficiently under pressure.
• Must be a team player and work well with both Sales and Operations Staff providing
utmost levels of customer service and an open line of communication.
• Excellent verbal and written communication skills with a strong desire to help build
relationships with Realtors and Borrowers
• Ability to problem solve and think outside the box to help move a transaction
through the loan process
• Ability to multi-task effectively and work independently
• Positive attitude and self-motivation are critical.
• Minimum of 3 years experience required.
Please Note:
This is a full-time, in-office position.