What are the responsibilities and job description for the Credit Administrative Specialist position at County National Bank?
County National Bank (CNB) is an independent, locally owned, community bank that is successful and growing whose mission is to "sustain its deep commitment to the community and its traditions of excellence in all aspects of banking and provide outstanding client service and solid financial performance."
We invite you to share in our mission and vision as a community banker, making a difference in your community while experiencing excellent benefits and career opportunities.
CNB is looking for a qualified, motivated, and client- and team-focused individual to join our team as an ON-SITE Credit Administrative Specialist in Jackson, Michigan. This is a full-time position with hours scheduled Monday - Friday.
JOB SUMMARY
This position primarily performs a variety of administrative and support functions for the Commercial Credit Department to support the loan process and ensure a positive client experience.
DUTIES
- · Organizes various loan committee meetings (officers’ loan committee, directors’ loan committee, etc.).
- · Calculates final Loan to Value ratio for clear-to-close approvals (appraisal value checklist).
- · Inputs floor plan transactions into system and coordinates third-party floor plan inventory inspections.
- · Completes daily requests for credit verifications from various outside sources.
- · Updates tracking of loan covenants and financial documentation in nCino, as needed.
- · Completes and updates various monthly and quarterly reports to be reviewed by the Board of Directors.
- · Submits loan data to various government and third-party entities, such as the MEDC and USDA.
- · Serves as a backup for ordering residential appraisals through third-party vendor and soliciting bids on commercial appraisals.
- · Semi-annual vault audit for stock certificates.
- · Digitizes existing files and relationships.
- · Compiles commercial real estate data.
- · Maintains and protects confidentiality of client information.
- · Maintains regular, on-time attendance.
- · Remains current in assigned training and continuing education for designation retention (online, video, in-house emails, telephone seminars, etc.)
- · Complies with all regulatory requirements including Bank Secrecy Act and all others specific to their position.
- · Performs other various duties as assigned.
CONTACT WITH OTHERS – INTERNAL
- · Communicates on a regular basis with commercial, mortgage and installment lending loan officers.
CONTACT WITH OTHERS – EXTERNAL
- · Communicates on an as-needed basis with auditors and bank examiners.