Mortgage Loan Closer/Funder

LOAN CLOSER/FUNDER

LOCATION Carrollton, TX | Onsite

COMPENSATION & SCHEDULE

• Pay: $23.50–$27/hr

• Mon - Fri 8am-5pm

The Loan Closer/Funder is responsible for preparing accurate mortgage closing documents, coordinating loan closings, and ensuring timely loan funding. This position works closely with internal teams, title companies, and escrow agents to ensure closing disclosures, funding amounts, and loan packages meet regulatory and company requirements. The ideal candidate is detail-oriented, organized, and experienced in mortgage closing and funding processes, with a strong commitment to accuracy, compliance, and customer service.

KEY RESPONSIBILITIES

• Prepare, review, and generate initial and final Closing Disclosures (CDs), change of circumstance disclosures, and mortgage closing packages in compliance with TRID, CFPB, RESPA, state regulations, and loan program guidelines.

• Coordinate with title and escrow companies to balance closing disclosures, verify settlement figures, resolve discrepancies, and minimize tolerance cures.

• Review loan files for completeness, verify required documentation, confirm closing conditions, and ensure accuracy before generating and approving closing documents.

• Calculate funding amounts, balance figures with closing agents, coordinate wire releases, fund mortgage loans, and prepare final closing packages for servicing.

• Manage assigned loan pipelines, communicate with borrowers and internal and external stakeholders, resolve closing or funding issues, and meet established deadlines.

MINIMUM QUALIFICATIONS

• 3 years of mortgage experience, including loan closing, funding, preparation and balancing of Closing Disclosures, and generation of closing documents.

• Strong knowledge of mortgage lending regulations, TRID, CFPB, RESPA disclosure requirements, VA loan documentation, and the ability to review insurance policies, tax information, preliminary title reports, appraisals, and settlement statements.

• Proficiency with loan origination systems (LOS), Microsoft Office, and Adobe, along with strong analytical, organizational, communication, and customer service skills.

• Experience with Calyx loan origination software is a plus.

• High school diploma or equivalent required

CORE TOOLS & SYSTEMS

• Loan Origination Systems (LOS)

• Calyx loan origination software

• Microsoft Word, Excel, PowerPoint, and Outlook

• Adobe Acrobat and electronic document management

• Closing Disclosure (CD) preparation and balancing systems

• Mortgage closing, funding, and wire transfer processes

• Title, escrow, and settlement documentation systems

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