What are the responsibilities and job description for the Sr. Mortgage Loan Officer (Purchase & Refi) position at Cornerstone Capital Bank?
Who we are:
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
What We Are Looking For
We're searching for an experienced Mortgage Loan Officer who is ready to grow production, deepen referral relationships, and take advantage of a platform built to support high-performing originators. You're already successful at building trust, generating business, and delivering results. You're looking for an organization that removes unnecessary obstacles so you can spend more time doing what you do best: developing relationships, advising clients, and closing loans.
Whether your business is primarily purchase-focused, refinance-driven, or a combination of both, you'll have access to the products, support, and infrastructure necessary to scale your production and expand your market presence.
What You'll Do
You'll serve as the primary advisor for borrowers and referral partners while driving the growth of your mortgage business. Supported by a strong operations team, you'll focus on building relationships, generating opportunities, and delivering exceptional client experiences.
Your responsibilities will include:
- Originating purchase and refinance mortgage loans
- Expanding and strengthening relationships with Realtors, builders, financial professionals, and other referral partners
- Managing an active pipeline while maintaining a high level of client service
- Developing strategies to increase market share and production volume
- Providing expert guidance on loan products and financing solutions
- Collaborating with operations, processing, underwriting, and closing teams to create a seamless borrower experience
- Maintaining compliance with lending regulations and company standards
- Serving as a trusted advisor in your local market
What You'll Bring
Success in this role comes from proven production, relationship-building expertise, and a passion for helping clients achieve their goals. Here's what we're looking for:
- Minimum of 2 years of consecutive, recent mortgage loan origination experience with demonstrated production success
- Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or the ability to obtain licensing within 60 days of hire
- Established track record of self-generated business and referral partner development
- Strong Realtor, builder, or professional referral network
- Demonstrated ability to manage and grow a consistent loan pipeline
- Strong understanding of purchase transactions with the ability to originate refinance business as market conditions evolve
- Excellent communication, negotiation, and relationship-management skills
- Entrepreneurial mindset combined with a commitment to exceptional customer service
What We Offer
- Competitive compensation structure designed to reward production and growth
- Strong operational, processing, underwriting, and closing support that allows you to focus on originating loans
- Reduced administrative burden through industry-leading technology and systems
- Access to hundreds of loan products through dozens of investor sources
- Medical, Dental, Vision, Accidental Death, Long-Term Disability, Short-Term Disability, FSA, HSA, 401K, Basic Life, Voluntary Life, and Paid Parental Leave benefits, as well as the opportunity for a performance-based bonus based on position and department
- Award-winning workplace culture recognized for work-life balance and employee satisfaction
- Joint venture opportunities for growth in the builder channel
- A scalable platform designed to help top producers expand their business
Compensation: $44,304 to unlimited
What To Do Next
If you're an established producer looking for a platform that helps you grow faster, serve clients better, and spend more time building relationships, let's talk. Apply today and learn what makes Cornerstone different.
Once you join Cornerstone, we invest in you as a valued member of our team. Our team members will tell you there's something different about working here: a culture of genuine support, innovation, and shared purpose that you'll experience from day one.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
As an Equal Opportunity Employer, the Company prohibits discrimination against any applicant or Team Member based on any legally- recognized basis, including, but not limited to race, color, religion, sex, pregnancy (including lactation, childbirth or related medical conditions), sexual orientation, gender identity and expression, age (40 and over), national origin or ancestry, citizenship status, physical or mental disability, genetic information (including testing and characteristics), veteran status, uniformed servicemember status or any other status protected by federal, state or local law. Our commitment to equal opportunity employment applies to all persons involved in our operations and prohibits unlawful discrimination by any Team Member, including supervisors and co-workers. This policy applies to all aspects of employment, including recruitment, advancement, promotion, demotion, discipline, layoff, termination, salary and wage consideration and Team Member benefits.
As such, all Team Members are expected to embrace our corporate philosophy that supports fairness and respect for everyone. It is the responsibility of ALL Team Members to conduct themselves in a manner that reflects the high standards of quality and professionalism our Team Members, and that our customers have come to expect. Equally important is the fair and equitable treatment of fellow Team Members and of our clients. The Company will not permit, condone, or tolerate prohibited discrimination in any form.
Salary : $44,304