What are the responsibilities and job description for the Loan Officer position at General Mortgage Capital Corporation?
Company Description GMCC (General Mortgage Capital Corporation) is a direct lender and mortgage banker/broker licensed in 49 states and headquartered in California. The company offers a broad range of mortgage products, including agency loans, prime jumbo, non-QM, and community lending programs with specialized options for diverse borrower profiles. With in-house delegated underwriting and funding capacity up to $10 million, GMCC supports fast, efficient, and personalized mortgage solutions across 30 branches. The organization leverages AI tools to enhance speed, accuracy, and service quality for clients navigating home purchases, refinances, and equity transactions. GMCC emphasizes respectful, client-centered service and provides ongoing career opportunities at joingmcc.com.
Role Description The Loan Officer at GMCC in Bellevue, WA is a full-time, on-site role responsible for originating residential mortgage loans and guiding clients through the entire lending process. Day-to-day tasks include assessing borrower needs, explaining loan programs and requirements, collecting and reviewing financial documentation, and submitting complete loan files for underwriting. The Loan Officer will collaborate with underwriting, processing, and funding teams to ensure timely approvals and closings, while maintaining compliance with company policies and regulatory standards. The role also involves building and managing a pipeline of prospective clients through networking, referrals, and follow-up, and providing consistent, high-quality customer service from initial inquiry to post-closing support.
Qualifications
- Candidates should possess skills in loan origination and experience working as Loan Officers in the residential mortgage industry.
- Candidates should possess finance-related skills, including understanding of mortgage products, interest rates, and lending regulations.
- Candidates should possess underwriting-related skills, such as evaluating creditworthiness, reviewing documentation, and working with underwriting guidelines.
- Candidates should possess strong customer service skills, including clear communication, relationship-building, and client advocacy.
- Additional beneficial qualifications include familiarity with CRM and loan origination systems, knowledge of federal and state mortgage regulations, and proven success meeting production goals.
- Strong analytical, organizational, and time-management skills, with the ability to manage multiple files and deadlines.
- High school diploma required; bachelor’s degree in finance, business, or a related field is preferred.
- Active NMLS license and any required state-specific mortgage licensing, or the ability to obtain them promptly.