What are the responsibilities and job description for the Loan Officer position at General Mortgage Capital Corporation?
Company Description GMCC (General Mortgage Capital Corporation) is a direct lender and mortgage banker/broker licensed in 49 states and headquartered in California. The company provides a wide range of mortgage solutions, including agency, prime jumbo, non-QM, and community lending programs, as well as specialized options for diverse borrower profiles. With in-house delegated underwriting and funding capacity up to $10 million, and hundreds of licensed loan officers across 30 branches, GMCC focuses on efficient, personalized service and quick turnaround times. The organization leverages AI tools across its operations to enhance speed, accuracy, and overall client experience. GMCC emphasizes respectful, client-focused service and supports homebuyers and homeowners through every step of the loan process.
Role Description This is a full-time, on-site Loan Officer role based in Bellevue, WA. The Loan Officer will work directly with borrowers to assess their mortgage needs, explain available loan programs, and guide them through the qualification, application, and approval processes. Daily responsibilities include originating new loans, collecting and reviewing borrower documentation, coordinating with underwriting and processing teams, and ensuring compliance with lending guidelines and company policies. The role involves maintaining strong relationships with clients, real estate professionals, and internal team members, while providing clear communication and timely updates throughout each transaction. The Loan Officer will also monitor market trends and program changes to offer appropriate mortgage solutions and support GMCC’s growth objectives.
Qualifications
- Candidates should possess strong Loan Origination and Loan Officer skills, including the ability to generate, structure, and manage mortgage applications.
- Candidates should possess solid Finance knowledge and understanding of mortgage products, interest rates, and lending regulations.
- Candidates should possess familiarity with Underwriting processes and documentation requirements to support accurate and compliant loan submissions.
- Candidates should possess excellent Customer Service skills, with a focus on clear communication, empathy, and client advocacy.
- Relevant qualifications include prior mortgage lending or banking experience, preferably in a retail or direct lending environment.
- Strong analytical, organizational, and time-management abilities, with attention to detail and accuracy in documentation.
- Proficiency with mortgage origination software and standard office applications; comfort working with technology-enhanced processes.
- Applicable state NMLS licensing (or eligibility to obtain) and adherence to all regulatory and compliance requirements.